Maanaveeya Development business loans
Maanaveeya Development is on Recur Club's lender panel, writing secured term loan.
- ✓We check your fit against every lender on the panel, not just this one
The screen your file has to clear
What is checked before anything else, and applies to every product below.
- Borrower: CIBIL ≥650
- avoidAviationBankingBiotechnologyCementChemicalsConsumer DurablesDefence ManufacturingE-CommerceExplosivesArms and AmmunitionsFMCGGambling and Betting
- pan-India
- Private Limited, Public
- sector-agnostic (12 sectors — full list in data JSON)
- Financials: rev ≥₹50cr
16 more ▾ ▴
- TOL/adjusted tangible net worth ≤5
- debt/EBITDA ≤4
- minimum assetsundermanagement: 300 (secured term loan only)
- gross non performing assets: 3 (secured term loan only)
- debt/networth ≤4
- DSCR ≥1
- Deal: rate 11–16%
- ticket ₹3–50cr
- tenure 12–60mo
- Security (observed): 1st/pari-passu charge on current assets (100%)
- Personal Guarantee Of Promoters / Directors / Property Owner (100%)
- Personal Guarantee Of Promoters/Directors (67%)
- FD margin 10–15% (67%)
- Security asked in : 1st charge on P&M (×2), Personal Guarantee Of Promoters / Directors / Property Owner (×2), FD margin 10–15% (×1), Personal Guarantee Of Promoters/Directors (×1)
- Security asked in 2026: 1st/pari-passu charge on current assets (×3), Personal Guarantee Of Promoters / Directors / Property Owner (×3), Personal Guarantee Of Promoters/Directors (×2), FD margin 10–15% (×2)
- share → in-principle approval (initial interest): ≈63d
What Maanaveeya Development lends, and on what terms
What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.
| Product | Ticket | Pricing | Tenure |
|---|
Also offered, with no terms observed yet: Secured Term Loan.
What a sanction from Maanaveeya Development actually looks like
Reconstructed from real sanction letters. Small samples, so read them as observed rather than as a rule.
Specimen sanction
Representative of the median file. Your actual terms will move with rating, security cover and relationship.
How often each clause appears
Share of the 1 sanction letters carrying the clause.
What they will ask you to pledge
Counted across the sanction letters read. A combination is normal, and most files carry more than one.
- Promissory Note1 letters
- Current and fixed assets (subservient charge)1 letters
- Post-dated cheques1 letters
- Land
- building
- plant & machinery
- movable assets1 letters
- Promissory Note ×1, Current and fixed assets (subservient charge) ×1, Post-dated cheques ×1, Land, building, plant & machinery, movable assets ×1
What borrowers ask about Maanaveeya Development
- What does Maanaveeya Development lend?
- Maanaveeya Development writes secured term loan.
- What are Maanaveeya Development's eligibility criteria?
- The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.
- What security does Maanaveeya Development ask for?
- Observed across sanctions: 1st/pari-passu charge on current assets (100%) · Personal Guarantee Of Promoters / Directors / Property Owner (100%) · Personal Guarantee Of Promoters/Directors (67%) · FD margin 10–15% (67%).
- How do I apply to Maanaveeya Development?
- You do not apply to Maanaveeya Development directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Maanaveeya Development's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.
- Is Maanaveeya Development the right lender for my business?
- It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Maanaveeya Development screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.
Next steps after Maanaveeya Development
Answer a short set of questions and see which lenders on the panel your file clears, on each one's own recorded criteria.
Search the panel by name, product or ticket size, and compare credit boxes side by side.
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The underwriting platform these credit boxes come from. Built for lenders and credit teams.
Founder stories from the companies building in India, from the team behind Recur Club.
See whether Maanaveeya Development is the right lender for you
A few questions. Recur Market scores you against Maanaveeya Development and the rest of the panel, on each lender's own recorded criteria.
Check my matchLast updated
Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Maanaveeya Development's current policy. Terms are set by the lender at the time of sanction.