Mosaic AMC business loans
Mosaic AMC is on Recur Club's lender panel, writing secured term loan.
- ✓We check your fit against every lender on the panel, not just this one
The screen your file has to clear
What is checked before anything else, and applies to every product below.
- Borrower: pan-India
- Private Limited, Public, Limited Liability Partner
- Financials: maximum assetsundermanagement: 10000
- rev ≥₹250cr
- TOL/adjusted tangible net worth ≤4
- minimum assetsundermanagement: 500
9 more ▾ ▴
- gross non performing assets: 2
- DSCR ≥1
- Deal: rate 13–20%
- ticket ₹75–400cr
- tenure 36–48mo
- Security (observed): Personal Guarantee Of Promoters / Directors / Property Owner (100%)
- 1st/pari-passu charge on current assets (100%)
- 1st charge on immovable assets (67%)
- Security asked in 2026: Personal Guarantee Of Promoters / Directors / Property Owner (×3), 1st/pari-passu charge on current assets (×3), 1st charge on immovable assets (×2), Corporate Guarantee (×1)
What Mosaic AMC lends, and on what terms
What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.
| Product | Ticket | Pricing | Tenure |
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Also offered, with no terms observed yet: Secured Term Loan.
What borrowers ask about Mosaic AMC
- What does Mosaic AMC lend?
- Mosaic AMC writes secured term loan.
- What security does Mosaic AMC ask for?
- Observed across sanctions: Personal Guarantee Of Promoters / Directors / Property Owner (100%) · 1st/pari-passu charge on current assets (100%) · 1st charge on immovable assets (67%).
- How do I apply to Mosaic AMC?
- You do not apply to Mosaic AMC directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Mosaic AMC's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.
- Is Mosaic AMC the right lender for my business?
- It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Mosaic AMC screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.
Next steps after Mosaic AMC
Answer a short set of questions and see which lenders on the panel your file clears, on each one's own recorded criteria.
Search the panel by name, product or ticket size, and compare credit boxes side by side.
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The underwriting platform these credit boxes come from. Built for lenders and credit teams.
Founder stories from the companies building in India, from the team behind Recur Club.
See whether Mosaic AMC is the right lender for you
A few questions. Recur Market scores you against Mosaic AMC and the rest of the panel, on each lender's own recorded criteria.
Check my matchLast updated
Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Mosaic AMC's current policy. Terms are set by the lender at the time of sanction.