Mufin Green business loans
Mufin Green is on Recur Club's lender panel, writing operating lease, secured term loan.
- ✓We check your fit against every lender on the panel, not just this one
The screen your file has to clear
What is checked before anything else, and applies to every product below.
- Borrower: age ≥2y (secured term loan, working capital demand loan only)
- CIBIL ≥650
- avoidAgriculture and Allied IndustriesAuto ComponentsAutomobilesAviationBankingBiotechnologyCementChemicalsConsumer DurablesDefence ManufacturingE-CommerceEducation and Training
- Delhi (varies by product)
- Private Limited, Public, Sole proprietorship, Limited Liability Partner (varies by product)
- positive sector: Engineering, Procurement, and Construction (EPC), Renewable Energy (varies by product)
19 more ▾ ▴
- Financials: rev ≥₹50cr (secured term loan, working capital demand loan only)
- TOL/adjusted tangible net worth ≤5
- debt/EBITDA ≤4
- debt/networth ≤4
- DSCR ≥1
- Deal: rate 15–20%
- ticket ₹0.1–15cr
- tenure 1–24mo
- Security (observed): FD margin 20–30% (100%)
- Corporate Guarantee (100%)
- 1st/pari-passu charge on current assets (100%)
- FD margin 15–20% (100%)
- Personal Guarantee Of Promoters/Directors (100%)
- FD margin 5–10% (100%)
- median ticket ₹10cr
- median rate 14%
- median turnaround —
- Security asked in : Fixed Deposit <5% (×2), FD margin 5–10% (×2), FD margin 10–15% (×2), FD margin 15–20% (×2)
- Security asked in : FD margin 20–30% (×1), Corporate Guarantee (×1), 1st/pari-passu charge on current assets (×1), FD margin 15–20% (×1)
What Mufin Green lends, and on what terms
What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.
| Product | Ticket | Pricing | Tenure |
|---|
Also offered, with no terms observed yet: Operating Lease, Secured Term Loan.
What a sanction from Mufin Green actually looks like
Reconstructed from real sanction letters. Small samples, so read them as observed rather than as a rule.
Specimen sanction
Representative of the median file. Your actual terms will move with rating, security cover and relationship.
How often each clause appears
Share of the 6 sanction letters carrying the clause.
What they will ask you to pledge
Counted across the sanction letters read. A combination is normal, and most files carry more than one.
- Demand Promissory Note3 letters
- Security Cheques2 letters
- Electric Vehicle Batteries / Materials1 letters
- Bank Account / Cheques1 letters
- Post-dated cheques1 letters
- Personal Guarantee / Cheques1 letters
- Demand Promissory Note ×3, Security Cheques ×2, Electric Vehicle Batteries / Materials ×1, Bank Account / Cheques ×1, Post-dated cheques ×1, Personal Guarantee / Cheques ×1
What borrowers ask about Mufin Green
- What does Mufin Green lend?
- Mufin Green writes operating lease, secured term loan.
- What are Mufin Green's eligibility criteria?
- The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.
- What security does Mufin Green ask for?
- Observed across sanctions: FD margin 20–30% (100%) · Corporate Guarantee (100%) · 1st/pari-passu charge on current assets (100%) · FD margin 15–20% (100%) · Personal Guarantee Of Promoters/Directors (100%) · FD margin 5–10% (100%).
- How do I apply to Mufin Green?
- You do not apply to Mufin Green directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Mufin Green's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.
- Is Mufin Green the right lender for my business?
- It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Mufin Green screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.
Next steps after Mufin Green
Answer a short set of questions and see which lenders on the panel your file clears, on each one's own recorded criteria.
Search the panel by name, product or ticket size, and compare credit boxes side by side.
Registry identity, GST status, charges and ratings for any Indian company, including your own.
The underwriting platform these credit boxes come from. Built for lenders and credit teams.
Founder stories from the companies building in India, from the team behind Recur Club.
See whether Mufin Green is the right lender for you
A few questions. Recur Market scores you against Mufin Green and the rest of the panel, on each lender's own recorded criteria.
Check my matchLast updated
Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Mufin Green's current policy. Terms are set by the lender at the time of sanction.