Neo Assets business loans
Neo Assets is on Recur Club's lender panel, writing secured term loan.
- ✓We check your fit against every lender on the panel, not just this one
2 lenders under one brand
They share a screening philosophy but not a book. Which one your file goes to depends on what you are borrowing against.
Neo Assets Private Limited
- Borrower: CIBIL ≥650
- age ≥3y
- avoidReal Estate (asset Light)Real Estate (non asset Light)BankingInsuranceLottery BusinessGambling and BettingFinancial Services
- pan-India
- Private Limited, Public, Sole proprietorship, Limited Liability Partner
- Financials: rev ≥₹200cr
17 more ▾ ▴
- TOL/adjusted tangible net worth ≤5
- debt/EBITDA ≤4
- maximum annualrevenue: 5000
- maximum networth: 1000
- networth ≥₹50cr
- debt/networth ≤4
- DSCR ≥1
- Deal: rate 15–20%
- ticket ₹50–300cr
- tenure 24–48mo
- no PEP
- Security (observed): Personal Guarantee Of Promoters / Directors / Property Owner (100%)
- FD margin 10–15% (100%)
- share pledge ≤51% (100%)
- 2nd charge on current assets (100%)
- Security asked in : Personal Guarantee Of Promoters/Directors (×2), 2nd charge on current assets (×1), 1st charge on immovable assets (×1), 1st/pari-passu charge on current assets (×1)
- Security asked in 2026: Personal Guarantee Of Promoters / Directors / Property Owner (×1), FD margin 10–15% (×1), share pledge ≤51% (×1), 2nd charge on current assets (×1)
Neo Asset Management Private Limited
- Borrower: age ≥2y
- CIBIL ≥650
- avoid: Trading, Real Estate (asset Light), Lottery Business, Gambling and Betting
- pan-India
- Private Limited, Public, Limited Liability Partner
- sector-agnostic (50 sectors — full list in data JSON)
17 more ▾ ▴
- Financials: rev ≥₹250cr
- TOL/adjusted tangible net worth ≤5
- debt/EBITDA ≤4
- debt/networth ≤4
- DSCR ≥1
- Deal: rate 18–22%
- ticket ₹100–500cr
- tenure 18–48mo
- Security (observed): Personal Guarantee Of Promoters / Directors / Property Owner (100%)
- 1st charge on immovable assets (50%)
- 2nd charge on current assets (50%)
- Corporate Guarantee (50%)
- share pledge ≤51% (50%)
- Escrow Of Cashflows (50%)
- 1st charge on P&M (50%)
- Security asked in 2026: Personal Guarantee Of Promoters / Directors / Property Owner (×2), 1st charge on immovable assets (×1), 2nd charge on current assets (×1), Corporate Guarantee (×1)
- share → in-principle approval (initial interest): ≈33d
What Neo Assets lends, and on what terms
What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.
| Product | Ticket | Pricing | Tenure | Arm |
|---|
Also offered, with no terms observed yet: Secured Term Loan.
What borrowers ask about Neo Assets
- What does Neo Assets lend?
- Neo Assets writes secured term loan.
- What are Neo Assets's eligibility criteria?
- The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.
- What security does Neo Assets ask for?
- Observed across sanctions: Personal Guarantee Of Promoters / Directors / Property Owner (100%) · FD margin 10–15% (100%) · share pledge ≤51% (100%) · 2nd charge on current assets (100%).
- What documents does Neo Assets ask for?
- Most often fees / diligence. Having these ready before the first call is what shortens the turnaround.
- How do I apply to Neo Assets?
- You do not apply to Neo Assets directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Neo Assets's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.
Next steps after Neo Assets
Answer a short set of questions and see which lenders on the panel your file clears, on each one's own recorded criteria.
Search the panel by name, product or ticket size, and compare credit boxes side by side.
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Founder stories from the companies building in India, from the team behind Recur Club.
See whether Neo Assets is the right lender for you
A few questions. Recur Market scores you against Neo Assets and the rest of the panel, on each lender's own recorded criteria.
Check my matchLast updated
Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Neo Assets's current policy. Terms are set by the lender at the time of sanction.