Nuvama Wealth business loans
Nuvama Wealth is on Recur Club's lender panel, writing operating lease, secured term loan, venture debt and 1 other products.
- ✓We check your fit against every lender on the panel, not just this one
The screen your file has to clear
What is checked before anything else, and applies to every product below.
- Borrower: CIBIL ≥650
- Private Limited
- Financials: runway ≥12mo
- TOL/adjusted tangible net worth ≤5
- debt/EBITDA ≤4
- debt/networth ≤4
10 more ▾ ▴
- DSCR ≥1
- Deal: rate 13–18%
- ticket ₹10–100cr
- tenure 12–36mo
- Security (observed): 1st/pari-passu charge on current assets (100%)
- Security asked in : Fixed Deposit <5% (×3), FD margin 5–10% (×3), FD margin 10–15% (×3), FD margin 15–20% (×3)
- Security asked in : 1st/pari-passu charge on current assets (×5), Warrants 5-10% (×2), FD margin 5–10% (×2), Movable Fixed Assets/Plant & Machinery - Pari Passu First Charge (×2)
- Security asked in 2026: 1st/pari-passu charge on current assets (×11), FD margin 10–15% (×5), Personal Guarantee Of Promoters / Directors / Property Owner (×4), Warrants 5-10% (×3)
- share → in-principle approval (initial interest): ≈156d
- in-principle approval → sanction (underwriting): ≈61d
What Nuvama Wealth lends, and on what terms
What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.
| Product | Ticket | Pricing | Tenure |
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Also offered, with no terms observed yet: Operating Lease, Secured Term Loan, Venture Debt, Working Capital Demand Loan.
What borrowers ask about Nuvama Wealth
- What does Nuvama Wealth lend?
- Nuvama Wealth writes operating lease, secured term loan, venture debt, working capital demand loan.
- What are Nuvama Wealth's eligibility criteria?
- The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.
- What security does Nuvama Wealth ask for?
- Observed across sanctions: 1st/pari-passu charge on current assets (100%).
- How do I apply to Nuvama Wealth?
- You do not apply to Nuvama Wealth directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Nuvama Wealth's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.
- Is Nuvama Wealth the right lender for my business?
- It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Nuvama Wealth screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.
Next steps after Nuvama Wealth
Answer a short set of questions and see which lenders on the panel your file clears, on each one's own recorded criteria.
Search the panel by name, product or ticket size, and compare credit boxes side by side.
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Founder stories from the companies building in India, from the team behind Recur Club.
See whether Nuvama Wealth is the right lender for you
A few questions. Recur Market scores you against Nuvama Wealth and the rest of the panel, on each lender's own recorded criteria.
Check my matchLast updated
Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Nuvama Wealth's current policy. Terms are set by the lender at the time of sanction.