Re Attire business loans
Re Attire is on Recur Club's lender panel, writing overdraft / cash credit, secured term loan, working capital demand loan. Median turnaround from application to disbursal is about 189 days.
- ✓We check your fit against every lender on the panel, not just this one
The screen your file has to clear
What is checked before anything else, and applies to every product below.
- Borrower: CIBIL ≥650
- Financials: TOL/adjusted tangible net worth ≤5
- debt/EBITDA ≤4
- debt/networth ≤4
- DSCR ≥1
- Security (observed): 1st/pari-passu charge on current assets (100%)
2 more ▾ ▴
- Security asked in : 1st/pari-passu charge on current assets (×5), Personal Guarantee Of Promoters/Directors (×2), 1st charge on immovable assets (×2), FD margin 20–30% (×1)
- sanction → disburse (closing): ≈53d
What Re Attire lends, and on what terms
What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.
| Product | Ticket | Pricing | Tenure |
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Also offered, with no terms observed yet: Overdraft / Cash Credit, Secured Term Loan, Working Capital Demand Loan.
What borrowers ask about Re Attire
- What does Re Attire lend?
- Re Attire writes overdraft / cash credit, secured term loan, working capital demand loan.
- How long does Re Attire take to disburse?
- About 189 days from application to disbursal at the median, where the file is complete. Missing financials, unresolved security or a pending no-objection from an existing lender are what usually stretch it.
- What are Re Attire's eligibility criteria?
- The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.
- What security does Re Attire ask for?
- Observed across sanctions: 1st/pari-passu charge on current assets (100%).
- How do I apply to Re Attire?
- You do not apply to Re Attire directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Re Attire's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.
Next steps after Re Attire
Answer a short set of questions and see which lenders on the panel your file clears, on each one's own recorded criteria.
Search the panel by name, product or ticket size, and compare credit boxes side by side.
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Founder stories from the companies building in India, from the team behind Recur Club.
See whether Re Attire is the right lender for you
A few questions. Recur Market scores you against Re Attire and the rest of the panel, on each lender's own recorded criteria.
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Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Re Attire's current policy. Terms are set by the lender at the time of sanction.