RevX Advisors business loans
RevX Advisors is on Recur Club's lender panel, writing operating lease, overdraft / cash credit, purchase invoice discounting and 4 other products. Observed tickets run ₹2 cr to ₹50 cr, priced between 14% and 17%. Median turnaround from application to disbursal is about 71 days.
- ✓Tickets from ₹2 Cr – ₹50 Cr across 7 products
- ✓Indicative pricing 14% – 17%, as quoted on live transactions
- ✓We check your fit against every lender on the panel, not just this one
The screen your file has to clear
What is checked before anything else, and applies to every product below.
- Borrower: CIBIL ≥650 (cohort ≈740)
- age ≥1y
- avoid: Engineering, Procurement, and Construction (EPC)
- pan-India
- Private Limited, Public
- Financials: runway ≥9mo
17 more ▾ ▴
- rev ≥₹20cr (cohort ≈136)
- TOL/adjusted tangible net worth ≤5
- debt/EBITDA ≤4 (cohort ≈0.1×)
- debt/networth ≤4 (cohort ≈0.1×)
- DSCR ≥1 (cohort ≈1×)
- Deal: rate 13–20% (range across products — see matrix)
- ticket ₹5–120cr
- tenure 6–60mo (range across products — see matrix)
- no PEP
- Security (observed): 1st/pari-passu charge on current assets (100%)
- Personal Guarantee Of Promoters / Directors / Property Owner (61%)
- Security asked in : 1st/pari-passu charge on current assets (×7), Personal Guarantee Of Promoters/Directors (×6), FD margin 20–30% (×3), Escrow Of Cashflows (×2)
- Security asked in : 1st/pari-passu charge on current assets (×31), Personal Guarantee Of Promoters/Directors (×20), 2nd charge on current assets (×7), FD margin 5–10% (×6)
- Security asked in 2026: 1st/pari-passu charge on current assets (×41), Personal Guarantee Of Promoters / Directors / Property Owner (×25), FD margin 10–15% (×13), Movable Fixed Assets/Plant & Machinery - Pari Passu First Charge (×6)
- share → in-principle approval (initial interest): ≈8d
- in-principle approval → sanction (underwriting): ≈34d
- sanction → disburse (closing): ≈2d
What RevX Advisors lends, and on what terms
What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.
| Product | Ticket | Pricing | Tenure |
|---|---|---|---|
Secured Term Loan▾Turnaround ~71d Rejects
Wins
17 more ▾ ▴
Behaviour & gates
5 more ▾ ▴
| ₹2–50 cr | 14–17% | 18–24 mo |
Also offered, with no terms observed yet: Operating Lease, Overdraft / Cash Credit, Purchase Invoice Discounting, Sales Invoice Discounting, Venture Debt, Working Capital Demand Loan.
What a sanction from RevX Advisors actually looks like
Reconstructed from real sanction letters. Small samples, so read them as observed rather than as a rule.
Specimen sanction
Representative of the median file. Your actual terms will move with rating, security cover and relationship.
How often each clause appears
Share of the 3 sanction letters carrying the clause.
What they will ask you to pledge
Counted across the sanction letters read. A combination is normal, and most files carry more than one.
- Hypothecated Properties1 letters
- Hypothecation1 letters
- All present and future assets — cashflows
- fixed & current assets
- inventory
- receivables
- rental deposits
- intangible assets (brand & IP)
- uncalled share capital1 letters
- Fixed and current assets including IP and Brand1 letters
- Current assets and fixed assets including intangibles
- tangibles
- IP1 letters
- Hypothecated Properties ×1, Hypothecation ×1, All present and future assetscashflowsfixed & current assetsinventoryreceivablesrental depositsintangible assets (brand & IP)uncalled share capital ×1Fixed and current assets including IP and Brand ×1Current assets and fixed assets including intangiblestangiblesIP ×1
What borrowers ask about RevX Advisors
- What does RevX Advisors lend?
- RevX Advisors writes operating lease, overdraft / cash credit, purchase invoice discounting, sales invoice discounting, secured term loan, venture debt and 1 further products. Across those, observed facilities run ₹2 cr to ₹50 cr.
- What ticket size does RevX Advisors offer?
- Facilities observed on live transactions run from ₹2 cr to ₹50 cr. The band differs by product, so the figure that applies to you depends on which facility you are asking for.
- What rate does RevX Advisors charge?
- Rates observed on live transactions fall between 14% and 17% a year. Tenures run 18 to 24 months. These are observed figures, not a quote, and the rate you are offered depends on your file.
- How long does RevX Advisors take to disburse?
- About 71 days from application to disbursal at the median, where the file is complete. Missing financials, unresolved security or a pending no-objection from an existing lender are what usually stretch it.
- What are RevX Advisors's eligibility criteria?
- The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.
Next steps after RevX Advisors
Answer a short set of questions and see which lenders on the panel your file clears, on each one's own recorded criteria.
Search the panel by name, product or ticket size, and compare credit boxes side by side.
Registry identity, GST status, charges and ratings for any Indian company, including your own.
The underwriting platform these credit boxes come from. Built for lenders and credit teams.
Founder stories from the companies building in India, from the team behind Recur Club.
See whether RevX Advisors is the right lender for you
A few questions. Recur Market scores you against RevX Advisors and the rest of the panel, on each lender's own recorded criteria.
Check my matchLast updated
Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of RevX Advisors's current policy. Terms are set by the lender at the time of sanction.