Lender profile

Rxil Global business loans

Rxil Global is on Recur Club's lender panel, writing domestic factoring, purchase invoice discounting, trade receivables discounting system.

  • ✓We check your fit against every lender on the panel, not just this one
4
Products live
— Which arm you land with

2 lenders under one brand

They share a screening philosophy but not a book. Which one your file goes to depends on what you are borrowing against.

Rxil Global IFSC Limited

Behaviour & gates
  • Borrower: age ≥3y
  • CIBIL ≥650
  • avoid
    Financial ServicesInsuranceBankingEngineeringProcurementand Construction (EPC)Infrastructure
  • pan-India
  • Private Limited, Public
  • sector-agnostic (43 sectors — full list in data JSON)
12 more ▾
  • Financials: rev ≥₹500cr
  • TOL/adjusted tangible net worth ≤5
  • debt/EBITDA ≤5
  • debt/networth ≤4
  • DSCR ≥1.2
  • Deal: rate 6–14%
  • ticket ₹0–50cr
  • tenure 3–12mo
  • Security (observed): Personal Guarantee Of Promoters / Directors / Property Owner (100%)
  • FD margin 10–15% (57%)
  • Security asked in 2026: Personal Guarantee Of Promoters / Directors / Property Owner (×7), FD margin 10–15% (×4), FD margin 5–10% (×3), Escrow Of Cashflows (×1)
  • share → in-principle approval (initial interest): ≈30d

Rxil Financial Technologies Services Limited

Behaviour & gates
  • Borrower: age ≥3y
  • CIBIL ≥650
  • avoid: Banking, Financial Services, Insurance, Infrastructure
  • pan-India
  • Private Limited, Public, Sole proprietorship
  • sector-agnostic (56 sectors — full list in data JSON)
11 more ▾
  • Financials: rev ≥₹10cr
  • TOL/adjusted tangible net worth ≤5
  • debt/EBITDA ≤5
  • maximum annualrevenue: 500
  • debt/networth ≤4
  • DSCR ≥1.2
  • Deal: rate 8–14%
  • ticket ₹0–50cr
  • tenure 3–12mo
  • Security (observed): No Security (100%)
  • Security asked in 2026: No Security (×1)
— Products & indicative terms

What Rxil Global lends, and on what terms

What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.

ProductTicketPricingTenureArm

Also offered, with no terms observed yet: Domestic Factoring, Purchase Invoice Discounting, Trade Receivables Discounting System.

— Common questions

What borrowers ask about Rxil Global

What does Rxil Global lend?
Rxil Global writes domestic factoring, purchase invoice discounting, trade receivables discounting system.
What are Rxil Global's eligibility criteria?
The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.
What security does Rxil Global ask for?
Observed across sanctions: Personal Guarantee Of Promoters / Directors / Property Owner (100%) · FD margin 10–15% (57%).
How do I apply to Rxil Global?
You do not apply to Rxil Global directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Rxil Global's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.
Is Rxil Global the right lender for my business?
It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Rxil Global screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

Next steps after Rxil Global

See whether Rxil Global is the right lender for you

A few questions. Recur Market scores you against Rxil Global and the rest of the panel, on each lender's own recorded criteria.

Check my match

Last updated

Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Rxil Global's current policy. Terms are set by the lender at the time of sanction.