What does Stakeboat Capital lend?

Stakeboat Capital writes secured term loan, working capital demand loan.

What are Stakeboat Capital's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

What security does Stakeboat Capital ask for?

Observed across sanctions: Fixed Deposit <5% (100%) · FD margin 5–10% (100%) · FD margin 10–15% (100%) · FD margin 15–20% (100%) · FD margin 20–30% (100%) · Personal Guarantee Of Promoters/Directors (100%).

How do I apply to Stakeboat Capital?

You do not apply to Stakeboat Capital directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Stakeboat Capital's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

Is Stakeboat Capital the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Stakeboat Capital screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

Lender profile

Stakeboat Capital business loans

Q: How do I apply to Stakeboat Capital?

You do not apply to Stakeboat Capital directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Stakeboat Capital's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

Q: Is Stakeboat Capital the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Stakeboat Capital screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

Stakeboat Capital is on Recur Club's lender panel, writing secured term loan, working capital demand loan.

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Products live

— The screen your file has to clear

The screen your file has to clear

What is checked before anything else, and applies to every product below.

Behaviour & gates

Borrower: CIBIL ≥650
Financials: TOL/adjusted tangible net worth ≤5
debt/EBITDA ≤4
debt/networth ≤4
DSCR ≥1
Security (observed): Fixed Deposit <5% (100%)

6 more ▾

FD margin 5–10% (100%)
FD margin 10–15% (100%)
FD margin 15–20% (100%)
FD margin 20–30% (100%)
Personal Guarantee Of Promoters/Directors (100%)
Security asked in : Fixed Deposit <5% (×1), FD margin 5–10% (×1), FD margin 10–15% (×1), FD margin 15–20% (×1)

— Products & indicative terms

What Stakeboat Capital lends, and on what terms

What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.

Product	Ticket	Pricing	Tenure

Also offered, with no terms observed yet: Secured Term Loan, Working Capital Demand Loan.

— Common questions

What borrowers ask about Stakeboat Capital

What does Stakeboat Capital lend?: Stakeboat Capital writes secured term loan, working capital demand loan.
What are Stakeboat Capital's eligibility criteria?: The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.
What security does Stakeboat Capital ask for?: Observed across sanctions: Fixed Deposit <5% (100%) · FD margin 5–10% (100%) · FD margin 10–15% (100%) · FD margin 15–20% (100%) · FD margin 20–30% (100%) · Personal Guarantee Of Promoters/Directors (100%).
How do I apply to Stakeboat Capital?: You do not apply to Stakeboat Capital directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Stakeboat Capital's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.
Is Stakeboat Capital the right lender for my business?: It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Stakeboat Capital screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

Next steps after Stakeboat Capital

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See whether Stakeboat Capital is the right lender for you

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Last updated 13 October 2026

Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Stakeboat Capital's current policy. Terms are set by the lender at the time of sanction.