Tipsons Consultancy business loans
Tipsons Consultancy is on Recur Club's lender panel, writing secured term loan.
- ✓We check your fit against every lender on the panel, not just this one
The screen your file has to clear
What is checked before anything else, and applies to every product below.
- Borrower: CIBIL ≥650
- avoid: Financial Services
- pan-India
- Private Limited, Public, Limited Liability Partner
- sector-agnostic (49 sectors — full list in data JSON)
- Financials: runway ≥12mo
13 more ▾ ▴
- rev ≥₹100cr
- TOL/adjusted tangible net worth ≤5
- debt/EBITDA ≤4
- debt/networth ≤4
- DSCR ≥1
- Deal: ticket ₹25–100cr
- tenure 15–48mo
- Security (observed): Personal Guarantee Of Promoters / Directors / Property Owner (100%)
- 1st/pari-passu charge on current assets (67%)
- share pledge ≤51% (50%)
- Escrow Of Cashflows (50%)
- FD margin 10–15% (50%)
- Security asked in 2026: Personal Guarantee Of Promoters / Directors / Property Owner (×6), 1st/pari-passu charge on current assets (×4), share pledge ≤51% (×3), Escrow Of Cashflows (×3)
What Tipsons Consultancy lends, and on what terms
What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.
| Product | Ticket | Pricing | Tenure |
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Also offered, with no terms observed yet: Secured Term Loan.
What borrowers ask about Tipsons Consultancy
- What does Tipsons Consultancy lend?
- Tipsons Consultancy writes secured term loan.
- What are Tipsons Consultancy's eligibility criteria?
- The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.
- What security does Tipsons Consultancy ask for?
- Observed across sanctions: Personal Guarantee Of Promoters / Directors / Property Owner (100%) · 1st/pari-passu charge on current assets (67%) · share pledge ≤51% (50%) · Escrow Of Cashflows (50%) · FD margin 10–15% (50%).
- How do I apply to Tipsons Consultancy?
- You do not apply to Tipsons Consultancy directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Tipsons Consultancy's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.
- Is Tipsons Consultancy the right lender for my business?
- It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Tipsons Consultancy screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.
Next steps after Tipsons Consultancy
Answer a short set of questions and see which lenders on the panel your file clears, on each one's own recorded criteria.
Search the panel by name, product or ticket size, and compare credit boxes side by side.
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See whether Tipsons Consultancy is the right lender for you
A few questions. Recur Market scores you against Tipsons Consultancy and the rest of the panel, on each lender's own recorded criteria.
Check my matchLast updated
Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Tipsons Consultancy's current policy. Terms are set by the lender at the time of sanction.