Non-Dilutive Capital for AI & ML Startups in India
One application. 125+ lenders compete to fund you. Keep 100% of your equity.
Estimate My Funding
No commitments, no fees.
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Why debt works for AI & ML startups
Compute, talent, and sales cycles are funded upfront — costs your contract revenue can finance without dilution.
Expensive to fund with equity
GPU bills, premium talent, and long sales cycles burn cash ahead of revenue.
Contracts lenders can read
Recurring subscriptions and enterprise commitments unlock revenue-aligned debt.
One application, 125+ lenders
Get matched to the right instrument with indicative terms in 48 hours.
Backed by 125+ lending partners
One application. Access to India's leading banks, NBFCs, and funds.






What you can fund
Compute, talent, and go-to-market.
Compute & Cloud
Cover GPU, inference, and cloud costs, smoothed against contract inflows.
AI Talent & Research
Hire researchers and engineers ahead of the revenue they'll create.
Go-To-Market
Scale sales into enterprise accounts while long cycles convert to contracts.
Product Development
Fund model development, fine-tuning, and new lines that deepen your moat.
Global Expansion
Finance US and other markets — compliance to hiring — without dilution.
Bridge to Next Round
Extend runway so you raise later at a higher valuation.
Best-fit products for your business
The financing structures our team most often matches to companies in this sector.
Debt Products Available
Recur Club matches you with the right instrument from 125+ lending partners.
Frequently Asked Questions
Ready to raise capital for your AI startup?
Get an indicative offer in 48 hours — no commitments, no fees, no dilution.
