Non-Dilutive Capital for FMCG Companies
Fund inventory, distribution, and trade credit without giving up equity — fast, flexible debt from 125+ lenders.
Estimate My Funding
No commitments, no fees.
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Why debt works for FMCG companies
FMCG is high-velocity and working-capital-intensive with predictable sell-through — a natural fit for debt.
Relentless working-capital cycle
You fund production, push stock on credit, and recover cash only as products sell through.
Keep the channel stocked
Working capital, inventory financing, and channel credit fund the supply chain, repaid on sell-through.
One application, 125+ lenders
Get matched to the right instrument with indicative terms in 48 hours.
Backed by 125+ lending partners
One application. Access to India's leading banks, NBFCs, and funds.






What you can fund
Supply chain and distribution, fully stocked.
Raw Materials & Production
Procure inputs and run production at scale without straining working capital.
Inventory & Stocking
Build stock ahead of festive peaks so you never lose sales to stock-outs.
Distribution & Logistics
Fund warehousing, transport, and depots to push product deeper into the market.
Channel & Trade Credit
Extend credit to distributors and retailers to widen reach and speed sell-in.
Brand & Trade Marketing
Fund ATL, BTL, and in-store promotions where return on spend is proven.
Modern Trade & Q-Commerce
Finance entry into modern trade, quick-commerce, and e-commerce.
Best-fit products for your business
The financing structures our team most often matches to companies in this sector.
Debt Products Available
Recur Club matches you with the right instrument from 125+ lending partners.
Frequently Asked Questions
Keep your channel stocked without diluting equity
Get an indicative offer in 48 hours — no commitments, no fees, no dilution.
