Non-Dilutive Capital for Payments Companies in India
One application. 125+ lenders compete to fund you. Keep 100% of your equity.
Estimate My Funding
No commitments, no fees.
Trusted by India's Fastest-Growing Companies
Why debt works for payments companies
Payments runs on predictable, high-frequency transaction income — the ideal fit for non-dilutive debt.
Payments businesses carry constant working-capital needs — settlement float, merchant advances, and integration spend.
Working capital and recurring-revenue lines fund float and growth against predictable, high-frequency transaction income.
Recur Club matches you across 125+ lenders, from working capital to structured facilities built for payments cash flows.
Settlement float needs
Merchant settlements and float tie up capital across every cycle.
Fund growth, keep ownership
Recurring-revenue lines fund float and expansion against transaction income.
One application, 125+ lenders
Get matched to the right instrument with indicative terms in 48 hours.
Backed by 125+ lending partners
One application. Access to India's leading banks, NBFCs, and funds.
What you can fund
Float, growth, and infrastructure.
Settlement Float
Fund merchant settlement cycles so payouts stay fast and reliable.
Merchant Advances
Extend advances to your merchant base to deepen distribution and stickiness.
Product & Engineering
Invest in platform, security, and new payment rails matched to development cycles.
Compliance & Licensing
Fund regulatory capital, audits, and certifications with structured debt.
Partnership Integrations
Finance bank, network, and merchant integrations that expand distribution.
Working Capital
Bridge settlement cycles, float, and operating costs through predictable facilities.
Estimate your funding range
Move the slider and pick your goal to see an indicative funding range.
Are you eligible?
Best-fit products for your business
The financing structures our team most often matches to companies in this sector.
Debt Products Available
Recur Club matches you with the right instrument from 125+ lending partners.
Frequently Asked Questions
Ready to fund your payments growth?
Get an indicative offer in 48 hours — no commitments, no fees, no dilution.