Apply for SME Working Capital Loan in India
Trusted by Growing Companies
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Simple and Flexible SME Working Capital Financing
Our platform gives SMEs a faster, more transparent way to raise capital based on business performance, not assets.
The Right Capital Model for Your Stage of Growth
Recur provides business financing tailored to your company’s stage of growth.
Is Your Business Ready for Recur?
Why SMEs Choose Recur for Working Capital
Trusted by 2,000+ Businesses
₹3,000+ Cr in Funding Delivered
500+ Capital Partners Behind You
Non-Dilutive, Transparent Credit
See Your Funding Estimate in Minutes
Frequently
asked questions
What is an SME working capital loan through Recur?
It’s a business financing solution that helps SMEs access capital to manage operations, growth, or cash flow demands without collateral. Recur connects companies with trusted lenders tailored to their financial profile.
Does Recur directly lend money?
No. Recur is a marketplace that works with multiple lending partners and helps you secure the best funding options with advisory support throughout the process.
What is the difference between Recur Swift and Recur Scale?
- Recur Swift fits smaller or mid-size businesses with recurring revenue, looking for quicker access to collateral-free financing based on future revenue. - Recur Scale supports larger or mature SMEs needing bigger, structured working capital solutions such as term facilities or extended credit lines.
How fast can funding be approved?
Qualified businesses may receive credit offers in as little as 48 hours, with disbursal timelines dependent on the lender's process and documentation.
Is collateral required for approval?
No. Many Recur-backed working capital facilities are collateral-free, relying on revenue and overall business performance instead of asset security.
How much funding can an SME access?
Amounts vary based on business financials. Under certain products, companies may unlock up to 30% of annual revenue, with higher ceilings available for more mature businesses via structured solutions.
