Fund Against MRR/ARR for SaaS - Without Giving Up Equity
One application. 125+ lenders compete to fund you. Keep 100% of your equity.
Estimate My Funding
No commitments, no fees.
Trusted by India's Fastest-Growing Companies
Your ARR is predictable, but your cash arrives one month at a time
You've built recurring, high-retention revenue, yet customers pay monthly while you fund sales, hosting, and growth upfront. Annual contracts you could win faster with an upfront discount stall because the cash comes in over twelve months.
Raising equity to bridge a gap your own ARR already covers means selling ownership at the exact moment your metrics are strongest - the worst time to dilute.
₹3,000 Cr+ deployed
across 2,000+ companies
Why debt fits recurring revenue
Equity against predictable ARR is a bad trade
Recurring revenue is exactly what debt underwrites well. Diluting when your ARR is strong sells ownership far below what it will be worth.
Banks don't understand SaaS metrics
Traditional lenders want profits and property, not MRR, retention, and ARR - so they undervalue your business and move too slowly.
Recur Club funds against your ARR
One application, 125+ lenders that underwrite recurring revenue, collateral-free options, and a termsheet in 48 hours to turn ARR into upfront cash.
How much runway would debt add?
See how a debt line extends your runway - without giving up a single share.
Indicative debt line
Up to ₹6 Cr
Sized around 12 months of net burn
Runway after the raise
~21 months
9 months today + ~12 months added - with zero dilution
Recommended: Recur Scale
How it works
Connect your ARR data
Share revenue, MRR, retention, and banking data in one simple application. No branch visits.
Get matched & compare
125+ lenders that underwrite recurring revenue compete with an indicative termsheet against your ARR.
Turn ARR into cash
Accept the terms that fit, complete digital documentation, and pull forward your recurring revenue.
Which product fits this need
Sectors that use this most
Backed by 125+ lending partners
One application. Access to India's leading banks, NBFCs, and funds.
Are you eligible?
If you tick these boxes, you can have an indicative termsheet in your inbox within 48 hours.
Check my fundingFrequently Asked Questions
Turn your ARR into cash - not equity
Estimate your ARR-based facility in minutes. One application, 125+ lenders, zero equity dilution.