Company Intelligence Profile
AU Small Finance Bank Limited
AU Small Finance Bank is India's largest small finance bank by assets, listed on NSE and BSE and based in Jaipur, Rajasthan.
Last updated 28 October 2026
AU Small Finance Bank Limited is a scheduled commercial bank headquartered in Jaipur, Rajasthan. It was incorporated on 10 January 1996 as a vehicle finance company and became a small finance bank. It offers retail, MSME and vehicle finance, housing finance, deposits and credit cards. In FY2025-26 it reported revenue of ₹18,636 Cr and net profit of ₹2,641.25 Cr.
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Company Identity
| Registered name | AU Small Finance Bank Limited |
|---|---|
| CIN | L36911RJ1996PLC011381 |
| Status | Active |
| Listing | Listed — listed on NSE (AUBANK) and BSE (540611) |
| Incorporated | 10 January 1996 |
| ROC | RoC Jaipur, Rajasthan |
| Sector (NIC) | Financial Services (NIC 64191) |
| Registered address | 19-A Dhuleshwar Garden, Jaipur, Rajasthan - 302001 |
| Authorized capital | ₹1,200 Crore |
| Paid-up capital | ₹749.6 Crore / ₹748.94 Crore - minor variance, both ~₹749 Cr, confirmed |
Source: MCA records via tofler.in, thecompanycheck.com
Business Overview
- AU Small Finance Bank Limited is a scheduled commercial bank run as a Small Finance Bank under an RBI license.
- It offers retail and MSME banking, vehicle finance, housing finance, deposits, credit cards and wealth products.
- It was incorporated on 10 January 1996 as AU Financiers (India) Limited, a vehicle finance NBFC.
- It got its SFB license in 2015 and began banking operations in 2017.
Directors
| Name | DIN | Role | Appointed |
|---|---|---|---|
| Sanjay Agarwal | 00009526 | Managing Director & CEO | - |
| Harun Rasid Khan | - | Chairman | - |
| Vivek Tripathi | - | Whole-time Director | - |
| Satyajit Dwivedi | - | Additional Director | - |
| Kamlesh Shivji Vikamsey | - | Director | - |
| Malini Thadani | - | Director | - |
| Jagajit Mangal Prasad | - | Director | - |
| Nandkumar Saravade | - | Director | - |
| Phani Shankar | - | Director | - |
| Venkatesh Narasinganallore Srinivasan | - | Director | - |
Source: MCA records via tofler.in, thecompanycheck.com
Financials
- Revenue ₹18,636 Cr
- Net profit ₹2,641.25 Cr
- Net worth ₹19,974 Cr
- Total assets ₹1,91,797 Cr
Source: thecompanycheck.com, screener.in
Funding
- Listed on NSE (AUBANK) and BSE (540611).
- Raised equity through an IPO in 2017.
Charges & Borrowings
| Open charges | none |
|---|---|
| Charges satisfied | ₹10,111 Cr |
Source: MCA records via thecompanycheck.com
Legal & Compliance
- Rajasthan High Court, Jaipur, 2021: Navratan Fashions vs AU Small Finance Bank Limited.
- Madhya Pradesh High Court, 2020-2021: Kiran Shiksha Samiti vs AU Small Finance Bank Ltd.
- 2021: AU Small Finance Bank Limited vs State of Madhya Pradesh, a writ petition.
- Delhi High Court, Nov-Dec 2022: AU Small Finance Bank Ltd vs The Excise Commissioner.
- Gujarat High Court, 2019: AU Small Finance Bank Ltd vs State of Gujarat, a special criminal application.
Source: indiankanoon.org
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