Company Intelligence Profile
Axis Bank Limited
Axis Bank Limited (CIN L65110GJ1993PLC020769) is India's third-largest private-sector bank, incorporated 1993 in Ahmedabad, listed on NSE/BSE, with a ₹16.1 lakh crore balance sheet and top-grade CRISIL AAA ratings.
CIN: L65110GJ1993PLC020769ActiveRoC-Ahmedabad, Gujarat (source: TheCompanyCheck / Tofler)Confidence: high
AI OverviewGenerated from public records
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
Company Identity
Confirmed| Registered name | Axis Bank Limited |
|---|---|
| CIN | L65110GJ1993PLC020769 |
| PAN | AAACU2414K (source: KnowYourGST, Masters India). Legacy "U" reflects former name UTI Bank. |
| Status | Active |
| Listing | Listed — NSE: AXISBANK, BSE: 532215 (source: TheCompanyCheck). Public listed company (Tofler). |
| Incorporated | 03 December 1993 (source: TheCompanyCheck, Tofler; operations began 1994 as UTI Bank) |
| ROC | RoC-Ahmedabad, Gujarat (source: TheCompanyCheck / Tofler) |
| Sector (NIC) | NIC 65110 — Monetary intermediation of commercial banks / banking (implied by CIN class code 65110). Private-sector scheduled commercial bank. |
| Registered address | Trishul, 3rd Floor, Opp. Samartheshwar Temple, Law Garden, Ellisbridge, Ahmedabad, Gujarat 380006 (source: TheCompanyCheck, Tofler). Corporate/operational HQ: Axis House, Pandurang Budhkar Marg, Worli, Mumbai 400025 (source: KnowYourGST GSTIN record). |
| Authorized capital | ₹850 Cr (source: TheCompanyCheck and Tofler agree — confirmed) |
| Paid-up capital | ~₹620–622 Cr — CONFLICT: ₹622.16 Cr (TheCompanyCheck) vs ₹620.1 Cr (Tofler). Face value ₹2/share. Treat as partial. |
Business Overview
Confirmed- India's third-largest private-sector bank and a scheduled commercial bank offering retail, corporate, SME and treasury banking, plus wealth management, cards, payments and digital banking
- Balance sheet ₹16,09,930 Cr as on 31 Mar 2025 (grew ~9% YoY)
- Deposits ₹11,70,921 Cr and advances ₹10,81,230 Cr in FY25 (source: Business Standard / press release)
- Acquired Citibank India's consumer banking business (~₹11,600 Cr, completed March 2023)
- Sources: Axis Bank corporate profile, Screener
Directors & DINs
Partial / conflicting| Name | DIN | Role | Appointed |
|---|---|---|---|
| Rajiv Anand | 02541753 | 02541753, Whole-time Director / Deputy MD | - |
| Subrat Mohanty | 08679444 | 08679444, Whole-time Director | - |
| Munish Sharda | 06796060 | 06796060, Whole-time Director | - |
| Girish Srikrishna Paranjpe | 02172725 | 02172725, Independent Director | - |
| Padmanabhan Gopalaraman | 07130908 | 07130908, Director | - |
| Meena Ganesh | 00528252 | 00528252, Director | - |
| Parameswaran Pillai Naga Prasad | 07430506 | 07430506, Director | - |
| Seshabhadrasrinivasa Mallikarjunarao Chamarty / S.M. Rao | 07667641 | 07667641, Director | - |
| Pranam Wahi | 00031914 | 00031914, Additional Director | - |
| Mini Ipe | 07791184 | 07791184, Nominee Director — LIC | - |
| Subramanian Nurani Vishwanathan | 09568559 | 09568559, Director | - |
GST & PAN
Confirmed| GSTIN | State | PAN | Status |
|---|---|---|---|
| 27AAACU2414K1ZF | Maharashtra | AAACU2414K (source: KnowYourGST, Masters India). Legacy "U" reflects former name UTI Bank. | Active |
| 27AAACU2414K3ZD | Maharashtra | AAACU2414K (source: KnowYourGST, Masters India). Legacy "U" reflects former name UTI Bank. | - |
| 27AAACU2414K4ZC | Maharashtra | AAACU2414K (source: KnowYourGST, Masters India). Legacy "U" reflects former name UTI Bank. | - |
| 03AAACU2414K1ZP | Punjab | AAACU2414K (source: KnowYourGST, Masters India). Legacy "U" reflects former name UTI Bank. | - |
Primary/home-state GSTIN: 27AAACU2414K1ZF (Maharashtra), registered 01/07/2017, Regular taxpayer, Public Ltd Company, status Active (source: KnowYourGST). PAN: AAACU2414K. Home state: Maharashtra (operational HQ Worli, Mumbai). Number of registrations: ~65 GSTINs across states under the same PAN (source: KnowYourGST) — consistent with pan-India branch network. Other Maharashtra GSTINs seen: 27AAACU2414K3ZD, 27AAACU2414K4ZC (source: Masters India / KnowYourGST). Punjab example: 03AAACU2414K1ZP.
Financials (FY25)
Confirmed- FY ended 31 March 2025 (FY25), audited
- STANDALONE: Total income ₹1,47,934.10 Cr (+12.23% YoY)
- Net profit (PAT) ₹26,373.48 Cr (+6% YoY) (source: Business Standard)
- CONSOLIDATED (source: Screener): Net profit ₹28,191 Cr (vs ₹26,492 Cr FY24)
- Net worth/reserves ₹186,616 Cr
- Borrowings ₹220,687 Cr
- Deposits ₹11,70,921 Cr
- ROE ~16%
- market cap ₹3,81,637 Cr (Jul 2026)
- Net total income (NII + other income) ₹79,604.88 Cr = NII ₹54,347.82 Cr + non-interest income ₹25,257.06 Cr (source: FY25 results summary)
- Q4FY25 PAT ₹7,117.50 Cr (source: Business Standard)
- EBITDA not a meaningful metric for a bank — "not obtained"
- Note: banks do not report EBITDA
- use NII/PAT/net worth
- Standalone vs consolidated stated per line
Charges / Loans
Partial / conflicting- No registered charges on the company's assets (source: Tofler)
- Consistent with the entity being a lender rather than a borrower against pledged assets
- Status: as-reported, treat as partial pending a filings check
Credit Ratings
Confirmed- Highest-grade ratings (source: CRISIL rating rationale, 14 Jul 2025): CRISIL AAA/Stable on ₹8,000 Cr infrastructure bonds
- CRISIL AAA/CRISIL AA+/Stable/CRISIL A1+ reaffirmed across debt/deposit/AT1/Tier-2 instruments
- ICRA ratings reaffirmed and partly withdrawn (source: ICRA, 20 Jun 2025)
- Rationale cites strong capitalisation (net worth ₹1,65,629 Cr as on 30 Sep 2024), strong market position, comfortable resource profile
- asset quality noted average
- India Ratings also rates the bank AAA (not separately re-verified here)
Legal / Litigation
Partial / conflicting- Large volume of routine banking litigation (source: Indian Kanoon)
- Predominantly: (1) SARFAESI Act recovery/enforcement proceedings where Axis Bank is the secured creditor issuing Sec 13(2)/13(4) notices
- (2) cyber-fraud account-freeze/unfreeze matters (IT Act 66C/66D, IPC 419/420) before magistrates and High Courts (e.g., Karnataka Crl.P. 794/2026)
- (3) tax/sales-tax writ petitions (e.g., Axis Bank vs State of Maharashtra, Bombay HC 2017
- vs State of Gujarat 2024)
- No single material adverse case identified that threatens solvency
- litigation is operational and typical for a large bank
Competitors
Confirmed- HDFC Bank (largest private bank, much larger scale), ICICI Bank (large, comparable-to-larger), Kotak Mahindra Bank (large, somewhat smaller balance sheet), IndusInd Bank (mid-large private), Yes Bank (mid, smaller), Federal Bank / IDFC First Bank (mid-sized private peers)
- Axis is the ~3rd-largest private-sector bank by assets
Frequently Asked Questions
What does Axis Bank Limited do?
Axis Bank Limited (CIN L65110GJ1993PLC020769) is India's third-largest private-sector bank, incorporated 1993 in Ahmedabad, listed on NSE/BSE, with a ₹16.1 lakh crore balance sheet and top-grade CRISIL AAA ratings.
What is the CIN of Axis Bank Limited?
The Corporate Identification Number (CIN) of Axis Bank Limited is L65110GJ1993PLC020769.
Where is Axis Bank Limited registered?
Axis Bank Limited is registered with RoC-Ahmedabad, Gujarat (source: TheCompanyCheck / Tofler). Registered address: Trishul, 3rd Floor, Opp. Samartheshwar Temple, Law Garden, Ellisbridge, Ahmedabad, Gujarat 380006 (source: TheCompanyCheck, Tofler).
When was Axis Bank Limited incorporated?
Axis Bank Limited was incorporated on 03 December 1993 (source: TheCompanyCheck, Tofler; operations began 1994 as UTI Bank).
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