Company Intelligence Profile
Axis Bank Limited
Axis Bank Limited (CIN L65110GJ1993PLC020769) is India's third-largest private-sector bank, incorporated 1993 in Ahmedabad, listed on NSE/BSE, with a ₹16.1 lakh crore balance sheet and top-grade CRISIL AAA ratings.
Last updated 6 September 2026
Axis Bank Limited is India's third-largest private-sector bank, offering retail, corporate, SME, and treasury banking services along with wealth management and digital banking solutions. With a balance sheet of ₹16.1 lakh crore as of March 2025, it reported a net profit of ₹28,191 Cr for the fiscal year 2025. The bank maintains strong credit ratings with CRISIL AAA ratings across its debt instruments.
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Company Identity
| Registered name | Axis Bank Limited |
|---|---|
| CIN | L65110GJ1993PLC020769 |
| PAN | AAACU2414K. Legacy "U" reflects former name UTI Bank. |
| Status | Active |
| Listing |
|
| Incorporated | 03 December 1993 |
| ROC | RoC-Ahmedabad, Gujarat |
| Sector (NIC) |
|
| Registered address |
|
| Authorized capital | ₹850 Cr |
| Paid-up capital |
|
Business Overview
- India's third-largest private-sector bank and a scheduled commercial bank offering retail, corporate, SME and treasury banking, plus wealth management, cards, payments and digital banking
- Balance sheet ₹16,09,930 Cr as on 31 Mar 2025 (grew ~9% YoY)
- Deposits ₹11,70,921 Cr and advances ₹10,81,230 Cr in FY25
- Acquired Citibank India's consumer banking business (~₹11,600 Cr, completed March 2023)
- Sources: Axis Bank corporate profile, Screener
Directors & DINs
| Name | DIN | Role | Appointed |
|---|---|---|---|
| Rajiv Anand | 02541753 | Whole-time Director | - |
| Subrat Mohanty | 08679444 | Whole-time Director | - |
| Munish Sharda | 06796060 | Whole-time Director | - |
| Girish Srikrishna Paranjpe | 02172725 | Independent Director | - |
| Padmanabhan Gopalaraman | 07130908 | Director | - |
| Meena Ganesh | 00528252 | Director | - |
| Parameswaran Pillai Naga Prasad | 07430506 | Director | - |
| Seshabhadrasrinivasa Mallikarjunarao Chamarty / S.M. Rao | 07667641 | Director | - |
| Pranam Wahi | 00031914 | Additional Director | - |
| Mini Ipe | 07791184 | Nominee Director | - |
| Subramanian Nurani Vishwanathan | 09568559 | Director | - |
GST & PAN
| GSTIN | State | PAN | Status |
|---|---|---|---|
| 27AAACU2414K1ZF | Maharashtra | AAACU2414K (source: KnowYourGST, Masters India). Legacy "U" reflects former name UTI Bank. | Active |
| 27AAACU2414K3ZD | Maharashtra | AAACU2414K (source: KnowYourGST, Masters India). Legacy "U" reflects former name UTI Bank. | - |
| 27AAACU2414K4ZC | Maharashtra | AAACU2414K (source: KnowYourGST, Masters India). Legacy "U" reflects former name UTI Bank. | - |
| 03AAACU2414K1ZP | Punjab | AAACU2414K (source: KnowYourGST, Masters India). Legacy "U" reflects former name UTI Bank. | - |
Primary/home-state GSTIN: 27AAACU2414K1ZF (Maharashtra), registered 01/07/2017, Regular taxpayer, Public Ltd Company, status Active (source: KnowYourGST). PAN: AAACU2414K. Home state: Maharashtra (operational HQ Worli, Mumbai). Number of registrations: ~65 GSTINs across states under the same PAN (source: KnowYourGST) — consistent with pan-India branch network. Other Maharashtra GSTINs seen: 27AAACU2414K3ZD, 27AAACU2414K4ZC (source: Masters India / KnowYourGST). Punjab example: 03AAACU2414K1ZP.
Financials (FY25)
- FY ended 31 March 2025 (FY25), audited
- STANDALONE: Total income ₹1,47,934.10 Cr (+12.23% YoY)
- Net profit (PAT) ₹26,373.48 Cr (+6% YoY)
- CONSOLIDATED: Net profit ₹28,191 Cr (vs ₹26,492 Cr FY24)
- Net worth/reserves ₹186,616 Cr
- Borrowings ₹220,687 Cr
- Deposits ₹11,70,921 Cr
- ROE ~16%; market cap ₹3,81,637 Cr (Jul 2026)
- Net total income (NII + other income) ₹79,604.88 Cr = NII ₹54,347.82 Cr + non-interest income ₹25,257.06 Cr. Q4FY25 PAT ₹7,117.50 Cr. EBITDA not a meaningful metric for a bank — "not obtained"
- Note: banks do not report EBITDA; use NII/PAT/net worth
- Standalone vs consolidated stated per line
In the News
Axis Bank to host virtual investor meetings on September 8 and 9
scanx.trade · 2 months ago
Axis Bank - Festive stock picks: 10 stocks to buy ahead of the festive season. Do you own any?
The Economic Times · 2 months ago
Axis Bank NRI FD Rates: One Option Offers Higher Returns, But There's A Catch
NDTV Profit · 2 months ago
Digi Locker-Focused Branch By Axis Bank
fintechbiznews.com · 2 months ago
Cloud is becoming the factory that manufactures intelligence: Axis Bank’s Avinash Raghavendra
ET CIO · 2 months ago
Headlines about Axis Bank Limited reported by third-party publications. Recur Club does not author or endorse this coverage. Last checked 9/6/2026.
Source: Google News aggregated headlines
Charges / Loans
- No registered charges on the company's assets
- Consistent with the entity being a lender rather than a borrower against pledged assets
- Status: as-reported, treat as partial pending a filings check
Credit Ratings
- Highest-grade ratings: CRISIL AAA/Stable on ₹8,000 Cr infrastructure bonds
- CRISIL AAA/CRISIL AA+/Stable/CRISIL A1+ reaffirmed across debt/deposit/AT1/Tier-2 instruments
- ICRA ratings reaffirmed and partly withdrawn
- Rationale cites strong capitalisation (net worth ₹1,65,629 Cr as on 30 Sep 2024), strong market position, comfortable resource profile; asset quality noted average
- India Ratings also rates the bank AAA (not separately re-verified here)
Legal / Litigation
- Large volume of routine banking litigation
- Predominantly: (1) SARFAESI Act recovery/enforcement proceedings where Axis Bank is the secured creditor issuing Sec 13(2)/13(4) notices
- (2) cyber-fraud account-freeze/unfreeze matters (IT Act 66C/66D, IPC 419/420) before magistrates and High Courts (e.g., Karnataka Crl.P. 794/2026)
- (3) tax/sales-tax writ petitions (e.g., Axis Bank vs State of Maharashtra, Bombay HC 2017; vs State of Gujarat 2024)
- No single material adverse case identified that threatens solvency; litigation is operational and typical for a large bank
Competitors
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