Company Intelligence Profile
Icici Bank Limited
ICICI Bank Limited is India's second-largest private-sector bank, offering retail, corporate, treasury and forex banking services.
Last updated 6 September 2026
ICICI Bank Limited is India's second-largest private-sector bank, providing retail, corporate, treasury, and forex banking services. In FY25, the bank reported a total income of approximately Rs 1,91,770 crore, with a standalone net profit of around Rs 47,227 crore. It is recognized as one of India's three domestic systemically important banks.
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
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Company Identity
| Registered name | Icici Bank Limited |
|---|---|
| CIN | L65190GJ1994PLC021012 |
| PAN | AAACI1195H |
| Status | Active |
| Listing | Listed (NSE, BSE; ADRs historically on NYSE) |
| Incorporated | 05 January 1994 |
| ROC | RoC-Ahmedabad (Gujarat) |
| Sector (NIC) |
|
| Registered address | ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara, Gujarat 390007 |
| Authorized capital | Rs 2,500.0 crore |
| Paid-up capital | Rs 1,428.7 crore (as of Mar 2025) |
Source: MCA registry via tofler.in, falconebiz.com, thecompanycheck.com
Business Overview
- Private-sector universal bank offering retail and corporate banking, forex and treasury operations, across India and international markets
- One of India's three domestic systemically important banks (D-SIBs)
Source: tofler.in, thecompanycheck.com, company disclosures & trade press
Directors & KMP
Sandeep Suraj Bakhshi (MD & CEO; appt 2018-10-15); Sandeep Batra (Executive/Whole-time Director; 2020-12-23); Rakesh Jha (Executive/Whole-time Director; 2022-09-02); Ajay Kumar Gupta (Executive/Whole-time Director; 2024-03-15); Pradeep Kumar Sinha (Non-Executive Independent Chairperson; 2024-02-17); Subramanian Madhavan (Independent Director; 2019-04-14); Neelam Dhawan (Independent Director; 2018-01-12); Radhakrishna Nair (Independent Director; 2018-05-02); Balasubramanyam Sriram (Independent Director; 2019-01-14); Vibha Paul Rishi (Independent Director; 2022-01-23); Rohit Bhasin (Independent Director; 2024-07-26); Punit Sood (Independent Director; 2024-10-01); Vijayalakshmi Iyer (Independent Director; 2025-12-01). DINs not obtained (not listed on sources reached).
Source: MCA / DIN records via tofler.in, falconebiz.com
GST Registrations
| GSTIN | State | PAN | Status |
|---|---|---|---|
| 27AAACI1195H1ZM | Maharashtra | AAACI1195H | Active |
Primary GSTIN: 27AAACI1195H1ZM (Maharashtra); PAN: AAACI1195H; Active; 62 registrations
Source: knowyourgst.com, mastersindia.co, findgst.in (GSTIN self-verifying via embedded PAN)
Financials
For FY25, Icici Bank Limited reported a total income of approximately Rs 1,91,770 crore, a 14.3% increase year-over-year, and a standalone net profit of Rs 47,227 crore, reflecting a 15.5% growth. Deposits grew by 11.6% to around Rs 16,10,350 crore.
- FY25 (year ended 31 Mar 2025, standalone/consolidated as reported): Total income ~Rs 1,91,770 crore (+14.3% YoY)
- Standalone net profit (PAT) ~Rs 47,227 crore (+15.5% YoY)
- NIM 4.4%
- Deposits ~Rs 16,10,350 crore (+11.6%)
- Q4FY25 net profit Rs 12,630 crore (+18%)
- Net worth/total assets not obtained
- Paid-up capital Rs 1,428.7 cr, authorized Rs 2,500 cr
Source: BSE/NSE filings & annual report; tofler.in, thecompanycheck.com
In the News
LIC gets RBI nod to raise ICICI Bank stake to 9.99%; ₹59.39 trillion AUM gives insurer room to deepen exposure
fortuneindia.com · a month ago
Rs 10 Lakh One-Time Investment in 5-Year FD: How much will SBI, HDFC Bank, ICICI Bank, PNB and Post Office pay?
zeebiz.com · a month ago
RBI Approves LIC’s Acquisition of Up to 9.99% Stake in ICICI Bank
Republic World · a month ago
LIC gets RBI nod to acquire up to 9.99% stake in ICICI Bank | LIC also got similar approval for HDFC Bank | Inshorts
Inshorts · a month ago
RBI Approves LIC To Acquire Up To 9.99% Stake In ICICI Bank
BW Businessworld · a month ago
Headlines about Icici Bank Limited reported by third-party publications. Recur Club does not author or endorse this coverage. Last checked 9/6/2026.
Source: Google News aggregated headlines
Loans & Charges
- Charge holder: Morgan Stanley & Co. International Plc — Rs 1,235.4 crore (created 14 Mar 2023)
- Additional charges likely exist but full charge register not obtained
- As a bank, most "borrowings" are ordinary-course liabilities rather than registered charges
Source: MCA charge index via tofler.in, falconebiz.com
Credit Ratings
- CRISIL AAA/Stable (and Crisil AA+ on certain instruments), reaffirmed Nov 2025
- ICRA AAA (Stable) issuer rating, reaffirmed 30 Oct 2025
- International ratings (Moody's/S&P) not obtained
- CARE not obtained
Source: CRISIL, ICRA, CARE Edge, India Ratings rating rationales
Legal & Litigation
- No specific material litigation identified in sources reached; a bank of this scale routinely has ordinary-course legal matters
- None found = not specifically obtained
Source: indiankanoon.org; trade press
Key Competitors
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