Company Intelligence Profile
Icici Bank Limited
ICICI Bank Limited is India's second-largest private-sector bank, offering retail, corporate, treasury and forex banking services.
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
Company Identity
Confirmed| Registered name | Icici Bank Limited |
|---|---|
| CIN | L65190GJ1994PLC021012 |
| PAN | AAACI1195H |
| Status | Active |
| Listing | Listed (NSE, BSE; ADRs historically on NYSE) |
| Incorporated | 05 January 1994 |
| ROC | RoC-Ahmedabad (Gujarat) |
| Sector (NIC) | Banking / monetary intermediation (NIC 64191 - commercial banking). Precise NIC code not obtained. |
| Registered address | ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara, Gujarat 390007 |
| Authorized capital | Rs 2,500.0 crore |
| Paid-up capital | Rs 1,428.7 crore (as of Mar 2025) |
Source: MCA registry via tofler.in, falconebiz.com, thecompanycheck.com
Business Overview
Confirmed- Private-sector universal bank offering retail and corporate banking, forex and treasury operations, across India and international markets
- One of India's three domestic systemically important banks (D-SIBs)
Source: tofler.in, thecompanycheck.com, company disclosures & trade press
Directors & KMP
Partial / conflictingSandeep Suraj Bakhshi (MD & CEO; appt 2018-10-15); Sandeep Batra (Executive/Whole-time Director; 2020-12-23); Rakesh Jha (Executive/Whole-time Director; 2022-09-02); Ajay Kumar Gupta (Executive/Whole-time Director; 2024-03-15); Pradeep Kumar Sinha (Non-Executive Independent Chairperson; 2024-02-17); Subramanian Madhavan (Independent Director; 2019-04-14); Neelam Dhawan (Independent Director; 2018-01-12); Radhakrishna Nair (Independent Director; 2018-05-02); Balasubramanyam Sriram (Independent Director; 2019-01-14); Vibha Paul Rishi (Independent Director; 2022-01-23); Rohit Bhasin (Independent Director; 2024-07-26); Punit Sood (Independent Director; 2024-10-01); Vijayalakshmi Iyer (Independent Director; 2025-12-01). DINs not obtained (not listed on sources reached).
Source: MCA / DIN records via tofler.in, falconebiz.com
GST Registrations
Confirmed| GSTIN | State | PAN | Status |
|---|---|---|---|
| 27AAACI1195H1ZM | Maharashtra | AAACI1195H | Active |
Primary GSTIN: 27AAACI1195H1ZM (Maharashtra); PAN: AAACI1195H; Active; 62 registrations
Source: knowyourgst.com, mastersindia.co, findgst.in (GSTIN self-verifying via embedded PAN)
Financials
Partial / conflicting- FY25 (year ended 31 Mar 2025, standalone/consolidated as reported): Total income ~Rs 1,91,770 crore (+14.3% YoY)
- Standalone net profit (PAT) ~Rs 47,227 crore (+15.5% YoY)
- NIM 4.4%
- Deposits ~Rs 16,10,350 crore (+11.6%)
- Q4FY25 net profit Rs 12,630 crore (+18%)
- Net worth/total assets not obtained (Tofler Pro-gated)
- Paid-up capital Rs 1,428.7 cr, authorized Rs 2,500 cr
Source: BSE/NSE filings & annual report; tofler.in, thecompanycheck.com
Loans & Charges
Partial / conflicting- Charge holder: Morgan Stanley & Co. International Plc — Rs 1,235.4 crore (created 14 Mar 2023)
- Additional charges likely exist but full charge register not obtained
- As a bank, most "borrowings" are ordinary-course liabilities rather than registered charges
Source: MCA charge index via tofler.in, falconebiz.com
Credit Ratings
Partial / conflicting- CRISIL AAA/Stable (and Crisil AA+ on certain instruments), reaffirmed Nov 2025
- ICRA AAA (Stable) issuer rating, reaffirmed 30 Oct 2025
- International ratings (Moody's/S&P) not obtained
- CARE not obtained
Source: CRISIL, ICRA, CARE Edge, India Ratings rating rationales
Legal & Litigation
Confirmed- No specific material litigation identified in sources reached
- a bank of this scale routinely has ordinary-course legal matters
- None found = not specifically obtained
Source: indiankanoon.org; trade press
Key Competitors
ConfirmedFrequently Asked Questions
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