Company Intelligence Profile
Bhanix Finance And Investment Limited
Bhanix Finance and Investment Limited is a Mumbai-headquartered Non-Banking Financial Company (NBFC) incorporated in 1996, engaged in "granting of personal loans to salaried individuals" (consumer/personal lending).
CIN: U65910MH1996PLC300645ActiveRoC Mumbai / Maharashtra
Last updated 21 August 2026
AI OverviewGenerated from public records
Bhanix Finance and Investment Limited, incorporated in 1996 and headquartered in Mumbai, Maharashtra, is a Non-Banking Financial Company engaged in granting personal loans to salaried individuals. It operates within the consumer and personal lending segment and is reported to be part of the Aeries fintech lending group. The company remains active.
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
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Company Identity
| Registered name | Bhanix Finance And Investment Limited |
|---|---|
| CIN | U65910MH1996PLC300645 |
| PAN | Not available in the public sources reviewed. |
| Status | Active |
| Listing | Unlisted Public Limited Company |
| Incorporated | 15 March 1996 |
| ROC | RoC Mumbai / Maharashtra |
| Sector (NIC) | Financial and insurance services — Other financial service activities (NBFC); stated activity: "granting of personal loans to salaried individuals" |
| Registered address | 5th Floor, Paville House, Off Veer Savarkar Marg, Prabhadevi, Mumbai City, Mumbai, Maharashtra, India – 400025 |
| Authorized capital | ₹20.0 Cr |
| Paid-up capital | ₹14.8 Cr |
Business Overview
- Bhanix Finance and Investment Limited is a Mumbai-headquartered Non-Banking Financial Company (NBFC) incorporated in 1996, engaged in "granting of personal loans to salaried individuals" (consumer/personal lending)
- Falconebiz lists Aeries Financialtechnologies Private Limited as the parent company, and states ~350 employees as of March 2024
- Sources note the company is part of the Aeries/TranServ-linked fintech lending group, though this parent linkage is confirmed only by Falconebiz and should be treated as partial until corroborated by a second source
Directors
| Name | DIN | Role | Appointed |
|---|---|---|---|
| Ponnaluru Simhadri Reddy | 00380564 | - | - |
| Pasupulety Venkateswara Rao | 07818382 | - | - |
| Vijay Kumar Wadhi | 00087657 | - | - |
Financials
- Partial, standalone, per Falconebiz and Tofler (different fiscal years referenced): FY2024 — Revenue ₹606.8 Cr (+15% YoY)
- EBITDA and PAT figures locked behind paid tier
- FY2025 — Net Profit Margin 7.03%, ROE 7.53%, Debt-to-Equity 0.18
- Net Profit growth +190.59% YoY, Borrowings growth +47.15% YoY, Assets growth +3.46% YoY (absolute PAT/net worth/borrowings figures not disclosed on free tier)
- Total secured borrowings ~₹1,137–1,157 Cr per charges data (see charges below)
- No consolidated figures found; company appears to file standalone accounts
Charges / Borrowings
- Open charges ~₹1,157 Cr, satisfied charges ~₹678.45 Cr. Tofler's charges detail (total secured borrowings ₹1,137.0 Cr) breaks down as: Catalyst Trusteeship Limited — ₹1,052.0 Cr across 23 charge filings
- RBL Bank Limited — ₹50.0 Cr (1 filing)
- Axis Trustee Services Limited — ₹35.0 Cr (3 filings)
- Minor discrepancy between the two sources' totals (₹1,157 Cr vs ₹1,137 Cr open) is noted as a source conflict, likely due to different snapshot dates
Legal / Litigation
- Two matters located on Indian Kanoon: (1) Bhanix Finance And Investment Private Ltd. vs Yasmin Y — Tamil Nadu State Consumer Disputes Redressal Commission, Chennai, decided 28 Nov 2023, a consumer dispute naming the company's Managing Director as a party
- Note: this record refers to the entity as "...Private Ltd." while the target CIN is a public limited company — flagged as a possible naming variance/older filing rather than a different entity, given the distinctive "Bhanix Finance and Investment" name match
- (2) Niraj K Thakkar vs The State Of Telangana — Telangana High Court, 26 May 2022 — references a 1 Feb 2020 agreement between FLQ Management Service Pvt. Ltd. and Bhanix Finance and Investment Ltd
Competitors
- Named peers in the salaried-personal-loan / digital-lending NBFC space (rough scale tags, not sourced to a single registry page but general market positioning): Si Creva Capital Services Pvt Ltd (Kissht's own NBFC arm, similar scale ~₹500-800 Cr revenue band), MoneyTap/PayU Finance, EarlySalary/Fibe (Early Salary Services), CASHe, KreditBee (Krazybee Services), and Navi Finserv
- All listed as similarly-scaled small/mid NBFCs in the digital personal-loan segment; none confirmed via the three primary sources fetched, so mark this section as partial/general-knowledge based rather than source-verified
Frequently Asked Questions
What does Bhanix Finance And Investment Limited do?
Bhanix Finance and Investment Limited is a Mumbai-headquartered Non-Banking Financial Company (NBFC) incorporated in 1996, engaged in "granting of personal loans to salaried individuals" (consumer/personal lending).
What is the CIN of Bhanix Finance And Investment Limited?
The Corporate Identification Number (CIN) of Bhanix Finance And Investment Limited is U65910MH1996PLC300645.
Where is Bhanix Finance And Investment Limited registered?
Bhanix Finance And Investment Limited is registered with RoC Mumbai / Maharashtra. Registered address: 5th Floor, Paville House, Off Veer Savarkar Marg, Prabhadevi, Mumbai City, Mumbai, Maharashtra, India – 400025 (Tofler, TheCompanyCheck)
When was Bhanix Finance And Investment Limited incorporated?
Bhanix Finance And Investment Limited was incorporated on 15 March 1996.
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