Company Intelligence Profile
Si Creva Capital Services Private Limited
SI Creva Capital Services Pvt Ltd is a Mumbai-headquartered NBFC that is the regulated lending entity behind the Kissht digital lending platform, and also underlies related consumer-lending brands referenced by TheCompanyCheck as Rufilo, Orange5, Kissht and Si-Creva.
Last updated 6 September 2026
Si Creva Capital Services Private Limited is a Mumbai-headquartered non-banking financial company incorporated in July 2015. It is the regulated lending entity behind the Kissht digital lending platform, and also underlies related consumer-lending brands including Rufilo and Orange5. The company provides app-based, low-documentation personal loans with fast disbursal and remains active.
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
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Company Identity
| Registered name | Si Creva Capital Services Private Limited |
|---|---|
| CIN | U65923MH2015PTC266425 |
| PAN | Not available in the public sources reviewed. |
| Status | Active |
| Listing | Unlisted private company |
| Incorporated | 08 July 2015 |
| ROC | RoC-Maharashtra (Mumbai) |
| Sector (NIC) | Finance / NBFC — "non-banking financial company providing financial and investment services" |
| Registered address | 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla West, Mumbai, Maharashtra 400070 |
| Authorized capital | ₹10.0 Cr |
| Paid-up capital | ₹8.89 Cr |
Business Overview
- SI Creva Capital Services Pvt Ltd is a Mumbai-headquartered NBFC that is the regulated lending entity behind the Kissht digital lending platform, and also underlies related consumer-lending brands referenced by TheCompanyCheck as Rufilo, Orange5, Kissht and Si-Creva
- It provides instant secured/unsecured personal loans (reported up to ₹5 lakh) via app-based, low-documentation, fast-disbursal digital lending
- Kissht's parent/group entity is referred to as OnEMI Technology Solutions Pvt/Ltd
Directors
Board composition differs by source vintage — treat current list as partial/confirmed-with-caveat:
| Name | DIN | Role | Appointed |
|---|---|---|---|
| Krishnan Vishwanathan | 07191366 | Managing Director | 08 Jul 2015 |
| Ranvir Singh | 06673951 | Whole-time Director | 08 Jul 2015 |
| Priti Paras Savla | 00662996 | Director | 24 Mar 2023 |
| Atul Chunilal Bheda | 03502424 | Director | - |
| Yogesh Yashpaul Chadha | - | Director | 02 Dec 2025 |
Financials
- TheCompanyCheck (FY2025, standalone implied): Revenue ₹1,093.49 Cr (down ~16% YoY); EBITDA and PAT locked behind paywall; Net worth not disclosed; Borrowings ₹2,493.68 Cr in open charges (₹2,277.15 Cr shown as satisfied) across 239 charge records with lenders including SBI (₹34.59 Cr), Axis Bank (₹12.00 Cr), Yes Bank (₹30.00 Cr), SBICAP Trustee Co. (₹48.97 Cr), and ₹2,368.12 Cr under "others."
- Tofler (FY ending 31 Mar 2022, standalone): Operating revenue reported as "under ₹1 Cr" for FY2022, Operating margin -8.45%, Net profit margin 3.12%, ROE 5.85%, ROCE 3.55%, Debt-to-equity 0.37; EBITDA and book net worth both reported down 100% YoY that year (paywalled detail).
These two figures (FY2022 "under ₹1 Cr" revenue vs FY2025 "₹1,093.49 Cr" revenue) are wildly inconsistent in scale and could not be reconciled within this session — likely reflects either a data-quality issue on one platform, a restated/different reporting basis, or rapid real growth; flag for manual verification before publishing. Confirmed only: paid-up capital ₹8.89 Cr / authorized capital ₹10.0 Cr.
In the News
OnEMI Technology Solutions Approves ₹637.50 Crore Capital Infusion into Subsidiary Si Creva Capital Services
scanx.trade · a month ago
Kissht files ₹1,000 crore IPO to bolster Si Creva NBFC capital
ascendants.in · 2 months ago
Headlines about Si Creva Capital Services Private Limited reported by third-party publications. Recur Club does not author or endorse this coverage. Last checked 9/6/2026.
Source: Google News aggregated headlines
Charges / Loans
- 239 total charge records
- ₹2,493.68 Cr in open charges, ₹2,277.15 Cr shown satisfied
- Named charge-holders with amounts: State Bank of India ₹34.59 Cr, Axis Bank Limited ₹12.00 Cr, Yes Bank Limited ₹30.00 Cr, SBICAP Trustee Company Limited ₹48.97 Cr, remaining ₹2,368.12 Cr grouped as "Others" (lender names not itemized in fetched content)
Competitors
Frequently Asked Questions
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