Company Intelligence Profile
Fatakpay Digital Private Limited
FatakPay operates as "India's Financial Super App" via its consumer-facing platform fatakpay.com.
Last updated 17 August 2026
FatakPay Digital Private Limited operates as "India's Financial Super App" via its platform fatakpay.com, offering services like instant personal loans, small-ticket credit lines, and digital investments. Revenue figures for FY2025 are disputed, with estimates ranging from ₹141.74 Cr to ₹25, 50 Cr, showing significant growth. The company functions as a fintech and lending platform through partnerships with NBFCs and banks.
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
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Company Identity
| Registered name | Fatakpay Digital Private Limited |
|---|---|
| CIN | U72900MH2021PTC369484 |
| PAN | AAECF7708H |
| Status | Active |
| Listing | Unlisted (private limited company) |
| Incorporated | 14 October 2021 |
| ROC | RoC Mumbai (Maharashtra) |
| Sector (NIC) | NIC/activity: "Computer Related Services" — design & development of software applications (customised/packaged) — per Tofler |
| Registered address | Office No. 23, 2nd Floor, Der Deutsche Parkz, Subhash Nagar Road, Near Nahur (W) Station, Bhandup West, Mumbai, Maharashtra – 400078 |
| Authorized capital | ₹5.0 Lakh |
| Paid-up capital | ₹1.59 Lakh |
Business Overview
- FatakPay operates as "India's Financial Super App" via its consumer-facing platform fatakpay.com
- It offers instant personal loans (up to ₹5 lakh) and small-ticket credit lines (up to ₹20,000), digital gold/silver investment (from ₹10), credit score monitoring/building tools, and insurance products (accidental/cancer cover via "FatakSecure")
- Actual lending is disbursed through partner NBFCs/banks, prominently its own group NBFC "FDPL Finance Private Limited", plus co-lending partners Apollo Finvest, Pahal Finance, Usha Financial, Vivriti Capital, Ashv Finance and Utkarsh Small Finance Bank
- Registered under CIN prefix U72900 (software/IT services) but functionally a fintech/lending-tech company
- DPIIT-recognised startup
Directors
| Name | DIN | Role | Appointed |
|---|---|---|---|
| Amit Kumar Lodha | 09361026 | - | 14-Oct-2021 |
| Ajit Kumar | 07526133 | - | 14-Oct-2021 |
| Amit Kumar Goyal | 01494427 | - | - |
| Abhishek Mahendra Gandhi | 06952806 | - | 14-Oct-2021 |
Financials
Conflicting figures across sources for FY2025 (year ending Mar-2025) — flagged as a source conflict, not resolved:
| Falconebiz | Revenue ₹141.74 Cr (stated as +1038% YoY); EBITDA/PAT locked behind paywall; Open charges ₹50.74 Cr, satisfied charges ₹18.5 Cr; 117 employees (as of 28-Mar-2024) |
|---|---|
| Tofler | Revenue bucketed as "₹25–50 Cr" range (+340.94% YoY); Operating margin 58.16%; Net profit margin 67.14%; ROE 75.01%; ROCE 141.85%; Net worth growth +402.62% YoY; Total borrowings growth +14.17% YoY; absolute EBITDA/PAT/net-worth figures locked behind premium tier |
Standalone vs consolidated basis not specified by either source. Given the magnitude mismatch (₹141.74 Cr vs ₹25–50 Cr bucket) this is a genuine cross-source conflict — likely Tofler's bucket is stale (prior FY) or the two platforms are using different revenue definitions. Treat both as partial/unconfirmed until a primary filing (MGT-7/AOC-4) is checked.
Charges / Loans
- Confirmed via Tofler (detail) and Falconebiz (aggregate) — charge-holder MITCON Credentia Trusteeship Services Limited, total ~₹23.7 Cr across 4 charges: ₹3.0 Cr (Mar-2024), ₹11.0 Cr (Aug-2024), ₹5.0 Cr (Apr-2025), ₹4.8 Cr (Jun-2025)
- Falconebiz separately reports open charges ₹50.74 Cr and satisfied charges ₹18.5 Cr — the aggregate figures do not fully reconcile with Tofler's itemised ₹23.7 Cr list, another source conflict
Legal / Litigation
- "Puppala Urekha Sri vs Union Of India," Andhra Pradesh High Court (Amravati bench), dated 2 July 2025 (document ID 31436730), in which FatakPay Digital Private Limited is named as a respondent/party ("rep. by its authorised officer," address referenced in Bengaluru, Karnataka)
- No cases found for FDPL Finance Private Limited
- This is a single-source, single-case result — treat as partial coverage, not a comprehensive litigation history
Competitors
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