Company Intelligence Profile
Fatakpay Digital Private Limited
FatakPay operates as "India's Financial Super App" via its consumer-facing platform fatakpay.com.
CIN: U72900MH2021PTC369484ActiveRoC MumbaiConfidence: medium
Last updated 17 August 2026
AI OverviewGenerated from public records
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
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Company Identity
Confirmed| Registered name | Fatakpay Digital Private Limited |
|---|---|
| CIN | U72900MH2021PTC369484 |
| PAN | AAECF7708H |
| Status | Active |
| Listing | Unlisted (private limited company) |
| Incorporated | 14 October 2021 |
| ROC | RoC Mumbai (Maharashtra) |
| Sector (NIC) | NIC/activity: "Computer Related Services" — design & development of software applications (customised/packaged) — per Tofler |
| Registered address | Office No. 23, 2nd Floor, Der Deutsche Parkz, Subhash Nagar Road, Near Nahur (W) Station, Bhandup West, Mumbai, Maharashtra – 400078 |
| Authorized capital | ₹5.0 Lakh |
| Paid-up capital | ₹1.59 Lakh |
Business Overview
Confirmed- FatakPay operates as "India's Financial Super App" via its consumer-facing platform fatakpay.com
- It offers instant personal loans (up to ₹5 lakh) and small-ticket credit lines (up to ₹20,000), digital gold/silver investment (from ₹10), credit score monitoring/building tools, and insurance products (accidental/cancer cover via "FatakSecure")
- Actual lending is disbursed through partner NBFCs/banks, prominently its own group NBFC "FDPL Finance Private Limited", plus co-lending partners Apollo Finvest, Pahal Finance, Usha Financial, Vivriti Capital, Ashv Finance and Utkarsh Small Finance Bank
- Registered under CIN prefix U72900 (software/IT services) but functionally a fintech/lending-tech company
- DPIIT-recognised startup
Directors
Partial / conflicting| Name | DIN | Role | Appointed |
|---|---|---|---|
| Amit Kumar Lodha | 09361026 | - | 14-Oct-2021 |
| Ajit Kumar | 07526133 | - | 14-Oct-2021 |
| Amit Kumar Goyal | 01494427 | - | - |
| Abhishek Mahendra Gandhi | 06952806 | - | 14-Oct-2021 |
Financials
Partial / conflictingConflicting figures across sources for FY2025 (year ending Mar-2025) — flagged as a source conflict, not resolved:
| Falconebiz | Revenue ₹141.74 Cr (stated as +1038% YoY); EBITDA/PAT locked behind paywall; Open charges ₹50.74 Cr, satisfied charges ₹18.5 Cr; 117 employees (as of 28-Mar-2024) |
|---|---|
| Tofler | Revenue bucketed as "₹25–50 Cr" range (+340.94% YoY); Operating margin 58.16%; Net profit margin 67.14%; ROE 75.01%; ROCE 141.85%; Net worth growth +402.62% YoY; Total borrowings growth +14.17% YoY; absolute EBITDA/PAT/net-worth figures locked behind premium tier |
Standalone vs consolidated basis not specified by either source. Given the magnitude mismatch (₹141.74 Cr vs ₹25–50 Cr bucket) this is a genuine cross-source conflict — likely Tofler's bucket is stale (prior FY) or the two platforms are using different revenue definitions. Treat both as partial/unconfirmed until a primary filing (MGT-7/AOC-4) is checked.
Charges / Loans
Partial / conflicting- Confirmed via Tofler (detail) and Falconebiz (aggregate) — charge-holder MITCON Credentia Trusteeship Services Limited, total ~₹23.7 Cr across 4 charges: ₹3.0 Cr (Mar-2024), ₹11.0 Cr (Aug-2024), ₹5.0 Cr (Apr-2025), ₹4.8 Cr (Jun-2025)
- Falconebiz separately reports open charges ₹50.74 Cr and satisfied charges ₹18.5 Cr — the aggregate figures do not fully reconcile with Tofler's itemised ₹23.7 Cr list, another source conflict
Legal / Litigation
Partial / conflicting- "Puppala Urekha Sri vs Union Of India," Andhra Pradesh High Court (Amravati bench), dated 2 July 2025 (document ID 31436730), in which FatakPay Digital Private Limited is named as a respondent/party ("rep. by its authorised officer," address referenced in Bengaluru, Karnataka)
- No cases found for FDPL Finance Private Limited
- This is a single-source, single-case result — treat as partial coverage, not a comprehensive litigation history
Competitors
Partial / conflictingKreditBee
larger scale, unicorn-adjacent, much higher disbursal volume
MoneyTap
comparable/larger, established credit-line app
CASHe
comparable scale, salary-advance/instant-loan app
EarlySalary/Fibe
larger scale, well-funded
Kissht
comparable/larger, BNPL + personal loans
PayU/LazyPay
larger, part of bigger fintech group
Frequently Asked Questions
What does Fatakpay Digital Private Limited do?
FatakPay operates as "India's Financial Super App" via its consumer-facing platform fatakpay.com.
What is the CIN of Fatakpay Digital Private Limited?
The Corporate Identification Number (CIN) of Fatakpay Digital Private Limited is U72900MH2021PTC369484.
Where is Fatakpay Digital Private Limited registered?
Fatakpay Digital Private Limited is registered with RoC Mumbai (Maharashtra) (Source: Tofler, TheCompanyCheck). Registered address: Office No. 23, 2nd Floor, Der Deutsche Parkz, Subhash Nagar Road, Near Nahur (W) Station, Bhandup West, Mumbai, Maharashtra – 400078 (Source: Tofler, TheCompanyCheck — confirmed)
When was Fatakpay Digital Private Limited incorporated?
Fatakpay Digital Private Limited was incorporated on 14 October 2021 (Source: Tofler, TheCompanyCheck — confirmed, both agree).
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