Company Intelligence Profile
FDPL Finance Private Limited
FDPL Finance Private Limited (FFPL) is an RBI-registered NBFC, incorporated Feb 2022 in Mumbai, that is the licensed lending entity behind the FatakPay digital instant-loan app operated by parent Fatakpay Digital Private Limited.
Last updated 17 August 2026
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
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Company Identity
Confirmed| Registered name | FDPL Finance Private Limited |
|---|---|
| CIN | U65929MH2022PTC376853 |
| PAN | AAECF9301J |
| Status | Active |
| Listing | Not listed (private limited company; no stock-exchange listing found) |
| Incorporated | 15 February 2022 |
| ROC | Registrar of Companies, Mumbai (Maharashtra) |
| Sector (NIC) | NBFC / "Other financial services" — NIC Section K, code K8 |
| Registered address | 6-23, Chintamani Plaza, Andheri Kurla Rd, Near W.E.H., Andheri East, Mumbai, Maharashtra – 400099 |
| Authorized capital | ₹7.0 Crore |
| Paid-up capital | ₹3.1 Crore per Tofler vs ₹3.05 Crore per falconebiz.com — minor source conflict, both in the same ~₹3.05–3.1 Cr range |
Business Overview
Confirmed- FDPL Finance Private Limited ("FFPL") is an RBI-registered Non-Banking Financial Company that provides the actual lending/credit operations for the FatakPay app
- Per FatakPay's own website (fatakpay.com): "Lending services on the platform are provided by FDPL Finance Private Limited (FFPL), an RBI-registered Non-Banking Financial Company (NBFC)." The consumer-facing FatakPay app (built/run by parent Fatakpay Digital Private Limited) offers instant short-tenure loans up to ₹20,000 and personal loans up to ₹5 lakh, plus digital gold/silver and insurance cross-sell
- FFPL itself is classified as a Financial Services / NBFC entity and is flagged as a DPIIT-recognised startup
- Source: fatakpay.com, falconebiz.com, Tofler
Directors
Partial / conflictingPer Tofler (5 of 6 listed directors named): Ajit Kumar (DIN 07526133), Amit Kumar Goyal (DIN 01494427), Ritu Amit Goyal (DIN 01508383), Abhishek Mahendra Gandhi (DIN 06952806), Amit Kumar Lodha (DIN 09361026, also listed as Director/Shareholder). Per falconebiz.com (no DINs given): Amit Kumar Lodha, Abhishek Mahendra Gandhi, Ajit Kumar, and Aditya Kumar Sengar (DIN not obtained) — this source omits Amit Kumar Goyal and Ritu Amit Goyal and adds Aditya Kumar Sengar, suggesting a possible recent board change not yet reflected on both platforms. Three directors (Ajit Kumar, Abhishek Mahendra Gandhi, Amit Kumar Lodha) are confirmed by both sources. Overall status: partial, with an unresolved discrepancy between sources.
Financials
Partial / conflicting- FY2024-25, figures are YoY growth ratios and margins only — absolute rupee values for EBITDA/PAT/Net Worth/Borrowings are locked behind Tofler Pro subscription: Revenue ≈ ₹132.7 Cr / +2271% YoY revenue growth
- EBITDA +4850% YoY
- Net Profit +7802% YoY
- Net Worth +245% YoY
- Borrowings +818% YoY. Ratios (Mar-2025): Operating margin 14.75%, Net profit margin 10.09%, Return on Equity 51.66%, Debt-to-Equity 2.66
- Statement basis: Standalone
- Status: partial — growth rates and revenue confirmed via two sources, but absolute EBITDA/PAT/net worth/borrowings figures not obtained
Charges/Loans
Partial / conflicting- 53 total charge records on file
- Open charges: ₹1,044.33 Cr. Satisfied charges: ₹170.84 Cr. Recent open charges include 13-Jan-2026 (₹2 Cr), 09-Jan-2026 (₹10.15 Cr), 17-Dec-2025 (₹8 Cr), 08-Dec-2025 (₹44.98 Cr), 28-Nov-2025 (₹5 Cr) — consistent with an active NBFC drawing frequent secured borrowing facilities for on-lending
Legal
Confirmed- No matching results found on Indian Kanoon for "FDPL Finance Private Limited" (search returned 0 cases)
- No litigation record identified from the sources checked
Competitors
Partial / conflictingFrequently Asked Questions
What does FDPL Finance Private Limited do?
What is the CIN of FDPL Finance Private Limited?
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When was FDPL Finance Private Limited incorporated?
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