Company Intelligence Profile
Fi Capital Private Limited
Fi Capital Private Limited is a Bengaluru-registered private limited company incorporated 11 Sep 2020, filed under NIC 62099 (computer programming/IT-related services) but described by some trackers as a diversified financial-services entity.
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
Company Identity
Confirmed| Registered name | Fi Capital Private Limited |
|---|---|
| CIN | U62099KA2020PTC138462 |
| PAN | Not obtained directly; PAN embeddable from GSTIN as AAECF2338K (unverified, single-source GSTIN — see gstins section) |
| Status | Active |
| Listing | Unlisted (Private Limited) |
| Incorporated | 11 September 2020 |
| ROC | RoC Bangalore |
| Sector (NIC) | NIC 62099 — "Computer programming, consultancy and related activities" per Falconebiz/Qorpiq/FileSure; thecompanycheck instead classifies it under "Financial Services / Diversified Financial Services" and instaFinancials mis-tags it "Air Transport" (clear data error, disregard). Net: registered NIC code is IT/computer-services (620.99), but commercial description points to a financial-services role — likely a technology/lending-support entity within the Fi Money (epiFi) group. |
| Registered address | Salarpuria Sattva Knowledge Court, Survey No. 77, Plot No. 9, 6th Floor, Doddenakundi, KR Puram Hobli, Bangalore East Taluk, Bangalore North (Mahadevapura), Karnataka 560048 (confirmed by TheCompanyCheck, Zaubacorp-snippet, InfoMint, Tracxn). One older aggregator snippet lists an earlier address at Indiqube Bldg, ORR, Kadubeesanahalli, Marathahalli, Bangalore — likely a pre-shift registered office; treat Salarpuria Sattva as current. |
| Authorized capital | Rs 5,00,00,000 (Rs 5 Cr) — consistent across all sources |
| Paid-up capital | Rs 2,40,00,000 (Rs 2.4 Cr) per TheCompanyCheck/Qorpiq/CorpIntel/AllIndiaITR (one Falconebiz-search snippet says Rs 2.3 Cr — minor conflict, majority favors Rs 2.4 Cr) |
Business Overview
Partial / conflicting- Fi Capital Private Limited is a Bengaluru-registered private limited company incorporated 11 Sep 2020, filed under NIC 62099 (computer programming/IT-related services) but described by some trackers as a diversified financial-services entity
- Its registered contact email (sujith@epifi.com) and shared directorship with Sujith Narayanan Kutty and Sumit Gwalani — publicly known as co-founders of epiFi Technologies Pvt Ltd, which operates the "Fi Money" neobank app — strongly suggest this is a group/affiliate entity of epiFi, likely serving a lending-program or financial-services support role for the Fi Money product
- This affiliation is inferred from director/email overlap, not from an explicit "subsidiary of" filing found in this research pass, so it is reported as probable, not confirmed
- No independent public-facing website or product for "Fi Capital" itself was found
Directors
Partial / conflicting| Name | DIN | Role | Appointed |
|---|---|---|---|
| Sujith Narayanan Kutty | 08291802 | Director, appointed 11 Sep 2020 DIN corroborated by Qorpiq and an independent DuckDuckGo-indexed aggregator snippet. | 11 Sep 2020 |
| Sumit Gwalani | 08466772 | Director, appointed 11 Sep 2020 DIN from Qorpiq only; single-source, unverified by a second aggregator. | 11 Sep 2020 |
GST
Partial / conflicting| GSTIN | State | PAN | Status |
|---|---|---|---|
| 29AAECF2338K1ZF | Karnataka | Not obtained directly; PAN embeddable from GSTIN as AAECF2338K (unverified, single-source GSTIN — see gstins section) | - |
Primary GSTIN: 29AAECF2338K1ZF (Karnataka, state code 29) — sourced from a single DuckDuckGo-indexed aggregator snippet; could not independently corroborate via ClearTax's per-GSTIN compliance API (endpoint returned "GSP_ERROR / API Under Maintenance" throughout this session) or via KnowYourGST/Mastersindia/FindGST individual pages (all 404/500 at time of fetch). PAN embedded in this GSTIN would be AAECF2338K. Status, registration date, and number of state registrations: not obtained. Treat this GSTIN as unverified/partial pending re-check when the ClearTax API is back up.
Financials
Partial / conflictingFY2024-25 (per TheCompanyCheck, provisional/latest): Revenue ~Rs 15.85 Lakh, up 24% YoY; balance sheet date 31 Mar 2025. EBITDA and PAT locked behind paywall on that source. A Tracxn snippet separately cited "revenue of Rs 12.8 Lakh for FY ending 31 Mar 2024," roughly consistent in order of magnitude with the 24% YoY growth figure above (12.8L → ~15.85L is +24%), so these two figures corroborate each other. CAUTION: A full Tracxn P&L table fetched separately showed absurd figures (e.g., "Revenue Rs 1,903 Cr," "Net Profit Rs 6,332 Cr" for a company with Rs 2.4 Cr paid-up capital) — this is almost certainly a page-parsing/scraping artifact unrelated to the real company (consistent with the known "Tracxn financials can be irreconcilable with audited filings" trap) and has been discarded entirely; do not reuse those numbers. Net worth, EBITDA, PAT, and total borrowings: not obtained (paywalled/not disclosed). No standalone vs consolidated distinction available — company is small enough this is likely standalone-only. Last AGM: 29 Sep 2023 (InstaFinancials/Qorpiq); last balance sheet filed for FY2022-23 as of that AGM per InstaFinancials, though TheCompanyCheck shows FY2024-25 data — filing-recency conflict noted.
Charges
Confirmed- No open/active charges registered, per TheCompanyCheck ("Open Charges: None," "Secured Borrowings: None registered")
- Per the standing caution in prior research on this source type, "no open charges" means no currently active charge, not necessarily zero charges ever filed — historical/satisfied charges were not separately checked
Legal
ConfirmedNo matching results on Indian Kanoon for "Fi Capital Private Limited" — no litigation history identified.
Competitors
Partial / conflicting- Given the ambiguous business classification (IT/computer-services NIC code vs. financial-services description) and its apparent role as a group/affiliate entity of the Fi Money neobank, direct like-for-like competitors could not be confirmed
- As a scale/category reference, other India neobank-adjacent fintech groups with similar lending/financial-services affiliate structures include: Jupiter (Jupiter Money) — similar-scale neobank
- Niyo (Niyo Solutions) — similar-scale neobank
- Slice — larger scale, card+lending neobank
- Fampay — smaller, youth-focused neobank
- Freo (formerly MoneyTap) — similar-scale lending-led neobank
- These are peers of the broader Fi Money ecosystem, not confirmed direct competitors of Fi Capital Private Limited specifically as a standalone legal entity
Frequently Asked Questions
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