Company Intelligence Profile
Kavach Financial Services Private Limited
Kavach Financial Services Private Limited is the Gurugram (Haryana)-headquartered entity behind the "FREED" debt-relief / loan-settlement platform (also uses domain kavachfin.com).
CIN: U67100HR2020PTC086409ActiveRoC-DelhiConfidence: medium
Last updated 17 August 2026
AI OverviewGenerated from public records
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
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Company Identity
Partial / conflicting| Registered name | Kavach Financial Services Private Limited |
|---|---|
| CIN | U67100HR2020PTC086409 |
| PAN | Not available in the public sources reviewed. |
| Status | Active |
| Listing | Not listed (unlisted private limited company; no stock exchange listing found) |
| Incorporated | 27 May 2020 (some sources show 26/27 May interchangeably; RoC filings consistently show 27-05-2020) |
| ROC |
|
| Sector (NIC) | NIC 67100 — "Activities Auxiliary to Financial Intermediation, except insurance and pension funding" (consistent across all sources) |
| Registered address | 503-505, 5th Floor, BPTP Park Centra, Sector-30, Gurugram (Gurgaon), Haryana 122002, India |
| Authorized capital | ₹10,00,000 (CompanyDetails.in) → ₹70,00,000 → ₹1,00,00,000/1 Cr. Likely current value: ₹1 Cr, but not independently confirmed by 2 sources at the same date — partial. |
| Paid-up capital |
|
Business Overview
Confirmed- Kavach Financial Services Private Limited is the Gurugram (Haryana)-headquartered entity behind the "FREED" debt-relief / loan-settlement platform (also uses domain kavachfin.com)
- Founded in 2020 by Ritesh Srivastava (serial entrepreneur with a background in the US debt-settlement industry), FREED connects debt-burdened borrowers with lenders/creditors to negotiate settlements, reduce EMIs, and rebuild credit scores, and also offers budgeting, spend analytics and credit-education tools
- Reported team size ~181 employees (as of Oct 2024, per aggregator data)
- Source: WebSearch aggregate, freed.care/about-us, Business Standard interview with Ritesh Srivastava (Jan 2025)
Directors
Partial / conflicting| Name | DIN | Role | Appointed |
|---|---|---|---|
| RUCHI SRIVASTAVA | 00590881 | - | 27-May-2020 |
| RITESH SRIVASTAVA | 02389937 | - | 27-May-2020 |
| ALOK SHARMA | 09184285 | Director | - |
Financials
Partial / conflictingFY2023 (year ended 31-Mar-2023)
- Revenue ~₹3.46 Cr
- Net Loss ~₹11.1 Cr. No FY2024/FY2025 audited figures were located in any accessible source. Net worth, EBITDA, and borrowings: not obtained. Standalone vs consolidated basis not specified in source
Funding
Partial / conflicting- The FREED brand (closely associated with this entity) has raised a total of ~$16.8-16.9M across 3 rounds per Tracxn/Falconebiz/Inc42: (1) Seed — Apr 2022, ~$7.78M, led by Inflection Point Ventures + Hyderabad Angels and 60+ other investors
- (2) Series A — Mar 2024, $7.45-7.5M (Entrackr, 13-Mar-2024), led by Multiply Ventures + 9 others
- (3) Series A (extension) — 25/26-Feb-2026, INR 60 Cr (~$7.2M), led by Aavishkaar Capital with Sorin Investments, Piper Serica, Sattva Ventures
- IMPORTANT CAVEAT: Tracxn/Falconebiz attribute the "FREED" legal entity for funding purposes to CIN U67100UP2020PTC218431 ("Freed India Private Limited", a related but textually distinct Noida/UP-registered entity), not to the target CIN U67100HR2020PTC086409
- It is unclear from public sources whether these are exactly the same legal entity re-registered/renamed, or two separate group companies (e.g., a possible state-shift re-registration or a sister NBFC/holding entity)
- Funding figures should therefore be read as pertaining to the "FREED" group/brand, with entity-level attribution to the specific target CIN unconfirmed
Competitors
ConfirmedFREED
the platform operated by/associated with this entity) competes in the India debt-relief/loan-settlement space…
Rezolve
Credgenics (debt-collection/resolution tech, adjacent segment)
Frequently Asked Questions
What does Kavach Financial Services Private Limited do?
Kavach Financial Services Private Limited is the Gurugram (Haryana)-headquartered entity behind the "FREED" debt-relief / loan-settlement platform (also uses domain kavachfin.com).
What is the CIN of Kavach Financial Services Private Limited?
The Corporate Identification Number (CIN) of Kavach Financial Services Private Limited is U67100HR2020PTC086409.
Where is Kavach Financial Services Private Limited registered?
Kavach Financial Services Private Limited is registered with RoC-Delhi (per CompanyDetails.in, IndiaFilings — consistent with Haryana-registered CIN falling under Delhi jurisdiction). Registered address: 503-505, 5th Floor, BPTP Park Centra, Sector-30, Gurugram (Gurgaon), Haryana 122002, India (per CompanyDetails.in, IndiaFilings, Falconebiz-sourced aggregate; one source lists "Unit-6 Ground Floor" at same building — minor address-format variance)
When was Kavach Financial Services Private Limited incorporated?
Kavach Financial Services Private Limited was incorporated on 27 May 2020 (some sources show 26/27 May interchangeably; RoC filings consistently show 27-05-2020).
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