Company Intelligence Profile
Pernimius Financial Technologies Private Limited
Pernimius Financial Technologies, trading as Collekto, provides AI-driven retail debt collection and stressed-asset recovery services for banks and NBFCs.
Last updated 20 October 2026
Pernimius Financial Technologies Private Limited runs the fintech brand Collekto. It offers AI-driven retail debt collection and stressed-asset recovery for banks and NBFCs, backed by telecalling and field teams. The company was incorporated on 12 July 2018 as an unlisted private company registered with RoC Mumbai, and is based in Mumbai. It reported revenue of ₹3.61 Cr for FY2025.
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Company Identity
| Registered name | Pernimius Financial Technologies Private Limited |
|---|---|
| CIN | U65999MH2018PTC311823 |
| Status | Active |
| Listing | Unlisted |
| Incorporated | 12 July 2018 |
| ROC | RoC Mumbai (Maharashtra) |
| Sector (NIC) | Fintech |
| Registered address | Flat No.703, Basilia, Acme Ozone, Glady Alwares Road, Manpada, Thane, Mumbai, Maharashtra, India – 400610 |
| Authorized capital | ₹12,00,000 (₹12 Lakh) |
| Paid-up capital | ₹10,64,000 (~₹10.6 Lakh) |
Business Overview
- Pernimius Financial Technologies Private Limited is the company behind the fintech brand Collekto.
- Collekto was founded in 2018 by Gurjot Singh and Bipul Chandi Naithani.
- It helps banks and NBFCs with retail debt collection and stressed-asset recovery.
- It combines an AI-driven platform with telecalling, field collections, skip tracing and litigation support.
- It is based in Mumbai.
Directors
| Name | DIN | Role | Appointed |
|---|---|---|---|
| Gurjot Singh | 08178425 | Director | 12 Jul 2018 |
| Bipul Chandi Naithani | 08178426 | Director | 12 Jul 2018 |
| Manish Chhajed | 02549768 | Nominee Director | 28 Mar 2023 |
Financials
- Revenue ₹3.61 Cr
Charges & Borrowings
- No charges are registered with the Registrar of Companies.
Competitors
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