Company Intelligence Profile
Poonawalla Fincorp Limited
Poonawalla Fincorp is a listed non-banking finance company offering consumer and MSME loans, part of the Cyrus Poonawalla Group.
CIN: L51504PN1978PLC209007ActiveRoC Maharashtra
Last updated 28 October 2026
AI OverviewGenerated from public records
Poonawalla Fincorp Limited is a listed, non-deposit-taking NBFC that offers consumer and MSME finance, part of the Cyrus Poonawalla Group. It was incorporated on 18 December 1978 and is registered in Pune, Maharashtra. For FY2026 it reported revenue of ₹6,790 Cr and net profit of ₹542 Cr. CRISIL and CARE rate its long-term debt AAA/Stable.
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
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Company Identity
| Registered name | POONAWALLA FINCORP LIMITED |
|---|---|
| CIN | L51504PN1978PLC209007 |
| PAN | AABCM9445K |
| Status | Active |
| Listing | Listed — Public Limited Company, listed on BSE/NSE |
| Incorporated | 18 December 1978 |
| ROC | RoC Maharashtra (Pune) |
| Sector (NIC) | Financial Services |
| Registered address | 201 and 202, 2nd floor, AP81, Koregaon Park Annex, Mundhwa, Pune, Maharashtra – 411036 |
| Authorized capital | ₹836.0 Cr |
| Paid-up capital | ₹176.1 Cr |
Source: MCA records via tofler.in
Business Overview
- Poonawalla Fincorp Limited is a non-deposit-taking NBFC registered with RBI.
- It offers consumer finance and MSME finance across Finance & Mortgages, General Insurance and Other segments.
- It is part of the Cyrus Poonawalla Group and is listed on BSE and NSE.
- The company was incorporated on 18 December 1978 and is based in Pune, Maharashtra.
Directors
| Name | DIN | Role | Appointed |
|---|---|---|---|
| Adar Cyrus Poonawalla | - | Chairman | - |
| Arvind Ravinder Kapil | 10429289 | Managing Director | - |
| Sunil Madhav Samdani | - | Whole-time Director | - |
| Rajeev Sardana | 06648276 | Director | - |
Source: companydetails.in
GST Registration
| GSTIN | State | PAN | Status |
|---|---|---|---|
| 27AABCM9445K3ZZ | Maharashtra | AABCM9445K | Active |
| 21AABCM9445K1ZD | Odisha | AABCM9445K | - |
| 04AABCM9445K2Z8 | Chandigarh | AABCM9445K | - |
| 37AABCM9445K2ZZ | Andhra Pradesh | AABCM9445K | - |
| 19AABCM9445K2ZX | West Bengal | AABCM9445K | - |
| 03AABCM9445K2ZA | Punjab | AABCM9445K | - |
| 23AABCM9445K2Z8 | Madhya Pradesh | AABCM9445K | - |
Financials
FY2026
- Revenue ₹6,790 Cr
- Net profit ₹542 Cr
- Net worth ₹10,187 Cr
Source: screener.in
Charges & Borrowings
- Borrowings: ₹48,436 Cr (Mar 2026)
Credit Ratings
| CRISIL (March 2026) | AAA/Stable reaffirmed for NCDs of ₹27,400 Cr and subordinated debt of ₹1,855 Cr |
|---|---|
| CRISIL (March 2026) | A1+ for commercial paper of ₹7,500 Cr |
| CRISIL (March 2026) | AA+/Stable assigned to new perpetual bonds of ₹1,500 Cr |
| CARE | AAA/Stable reaffirmed for long-term bank facilities of ₹27,520 Cr, subordinate debt of ₹1,860 Cr and NCDs of ₹13,740.90 Cr |
| CARE | AAA/Stable for PP-MLD of ₹250 Cr, and A1+ for short-term facilities |
Source: crisil.com
Legal & Compliance
- Delhi High Court, 15 Sept 2023: Poonawalla Fincorp Ltd vs Union of India and others, a dispute over blocked GST Input Tax Credit.
- The company was granted entitlement to about ₹2.30 Cr of cumulative ITC.
- Many other cases where the company is the petitioner, for loan recovery and execution of arbitration awards.
Competitors
large NBFC with a bigger loan book
Cholamandalam Investment & Finance
diversified NBFC
Shriram Finance
focused on vehicle and MSME loans
L&T Finance
large NBFC
Manappuram Finance
focused on gold loans
IIFL Finance
mid-to-large NBFC
Source: companydetails.in
Frequently Asked Questions
What does POONAWALLA FINCORP LIMITED do?
Poonawalla Fincorp is a non-deposit-taking NBFC registered with RBI. It offers consumer finance and MSME finance, along with general insurance related products, and is part of the Cyrus Poonawalla Group.
When was POONAWALLA FINCORP LIMITED incorporated?
POONAWALLA FINCORP LIMITED was incorporated on 18 December 1978. It is registered with the Registrar of Companies, Maharashtra (Pune).
What is the CIN of POONAWALLA FINCORP LIMITED?
The CIN of POONAWALLA FINCORP LIMITED is L51504PN1978PLC209007.
Where is POONAWALLA FINCORP LIMITED registered?
The registered office is at 201 and 202, 2nd floor, AP81, Koregaon Park Annex, Mundhwa, Pune, Maharashtra - 411036.
Who are the directors of POONAWALLA FINCORP LIMITED?
Directors include Adar Cyrus Poonawalla (Chairman), Arvind Ravinder Kapil (Managing Director), Sunil Madhav Samdani (Whole-Time Director) and Rajeev Sardana (Director).
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