Company Intelligence Profile
Subhlakshmi Finance Private Limited
Subhlakshmi Finance is an RBI-registered NBFC that gives business loans to small and micro enterprises in India.
Last updated 26 October 2026
Subhlakshmi Finance Private Limited is an RBI-registered NBFC that lends to small and micro enterprises. It offers business loans, loans against property, mortgage finance, EV finance and cattle finance. The company was incorporated on 19 January 1996 and has its registered office in Sangrur, Punjab. It reported revenue of ₹22.57 Cr in FY2024-25 and is rated IVR BBB- / Stable by Infomerics.
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Company Identity
| Registered name | Subhlakshmi Finance Private Limited |
|---|---|
| CIN | U67120PB1996PTC017604 |
| PAN | AACCP1968P |
| Status | Active (Private Limited Company, unlisted) |
| Listing | |
| Incorporated | 19 January 1996 |
| ROC | Punjab |
| Sector (NIC) | Financial Services |
| Registered address |
|
| Authorized capital | Conflicting figures across |
| Paid-up capital | Conflicting figures across |
Source: falconebiz.com, subhlakshmi.in
Business Overview
- Subhlakshmi Finance Private Limited is an RBI-registered investment and credit NBFC.
- It lends to small and micro enterprises in underserved markets.
- Products: Small Ticket Business Finance, Loan Against Property, Mortgage Finance, EV Vehicle Finance and Cattle Finance.
- Incorporated on 19 January 1996.
- Registered office is in Sangrur, Punjab; operating office is in Gurugram, Haryana.
Source: subhlakshmi.in
Directors
| Name | DIN | Role | Appointed |
|---|---|---|---|
| Ashish Kumar Gupta | 01819088 | Independent Director | - |
| Durgeshwar Kumar Mishra | 05155290 | Executive Director & CEO | Feb 2020 |
| Bipin Bihari Sharma | 06745272 | Non-Executive Director | - |
| Sanjeev Kumar Yadav | 03110672 | Executive Director & COO | - |
| Aditya Prasad | - | Independent Director | 18 Jan 2025 |
Source: MCA records via thecompanycheck.com, falconebiz.com
Financials
- Revenue ₹22.57 Cr
Source: MCA records via tofler.in, thecompanycheck.com
Charges & Borrowings
- Total registered charges: ₹178.4 Cr across 23 lenders, all open.
- Kissandhan Agri Financial Services Pvt Ltd: ₹15.5 Cr, latest charge 30 Aug 2025.
- MAS Financial Services Limited: ₹19.0 Cr, latest charge 30 Sep 2024.
- Indian Overseas Bank: ₹22.0 Cr, latest charge 31 Aug 2023.
- IDFC First Bank Limited: ₹17.0 Cr, latest charge 30 Sep 2023.
- State Bank of India: ₹25.0 Cr, latest charge 25 Aug 2021.
Source: MCA records via tofler.in
Credit Ratings
- Infomerics Valuation and Rating Pvt Ltd: IVR BBB- / Stable Outlook on long term bank facilities (term loans) of ₹100.00 Cr.
Source: subhlakshmi.in
Legal & Compliance
- Delhi District Court, 2025: cheque-related case under the Negotiable Instruments Act (CC NI ACT/5441/2024), filed by the company against a borrower.
Source: indiankanoon.org
Competitors
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