Company Intelligence Profile
Urban Money Private Limited
Urban Money Private Limited operates as "Urban Money" (formerly known in the group as Square Capital), a digital fintech loan-aggregation and advisory platform.
Last updated 6 September 2026
Urban Money Private Limited operates as a digital fintech loan-aggregation and advisory platform, offering various loan products and credit services while partnering with over 100 banking and NBFC partners. The company achieved standalone revenue of approximately ₹684.52 Cr in FY2024-25, marking a 58.89% year-over-year increase. It serves over 5.8 lakh customers annually across 150+ cities.
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
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Company Identity
| Registered name | Urban Money Private Limited |
|---|---|
| CIN | U74140DL2014PTC403932 |
| PAN | AAUCS9133P |
| Status | Active |
| Listing | Unlisted / not listed on any stock exchange (private limited company) |
| Incorporated | 11 September 2014 |
| ROC | RoC Delhi |
| Sector (NIC) | NIC/CIN activity code 74140 - "Other business activities" bracket; operates as a fintech loan/credit-product aggregator |
| Registered address |
|
| Authorized capital | ₹20,00,000 (₹20 Lakh) |
| Paid-up capital | ₹1,00,000 (₹1 Lakh) |
Business Overview
- Urban Money Private Limited operates as "Urban Money" (formerly known in the group as Square Capital), a digital fintech loan-aggregation and advisory platform
- Per its own website it positions itself as "One Fintech for all Banking and Finance Services," offering home loans, personal loans, business loans, loan against property, car/used-car/two-wheeler/commercial-vehicle loans, education loans, credit cards, and free CIBIL credit score checks, aggregating offers across 100+ banking/NBFC partners
- Company-stated scale metrics: 5.8 Lakh+ customers annually, 150+ cities covered, 587+ branches, and Rs 61,000 Cr+ disbursed annually
- It is the lending/fintech arm of the Square Yards group
Directors
| Name | DIN | Role | Appointed |
|---|---|---|---|
| Kanika Gupta | 05272549 | - | 23 Jun 2016 |
| Piyush Bothra | 06886730 | - | 23 Jun 2016 |
| Amit Prakash Singh | 07557451 | - | 03 Sep 2021 |
| Indrajit Sidhanta | 07130365 | - | 23 Mar 2015 |
Financials
- Partial/confirmed for revenue only, FY2024-25 (year ended March 2025), standalone MCA-filed figures: Revenue ~₹684.52 Cr, up 58.89% YoY. Other Tofler-disclosed ratios for FY25: Operating Margin 1.88%, Net Profit Margin 2.34%, ROCE 252.53%, Debt-to-Equity -0.29, Borrowings +21.41% YoY, Assets +55.65% YoY. EBITDA, exact PAT, and net worth are paywalled on both Tofler and TheCompanyCheck ("Pro subscription required") and are therefore not obtained
- No basis to state consolidated vs standalone beyond "standalone MCA filing" assumption typical of these platforms
In the News
Quote On RBI MPC Expectations And Impact On Real Estate From Amit Prakash Singh, Co-Founder & CBO At Urban Money.
TRIPURA STAR NEWS · 2 months ago
In charts: Beyond the Big Six, India’s urban money is spreading
The Times of India · 3 months ago
Headlines about Urban Money Private Limited reported by third-party publications. Recur Club does not author or endorse this coverage. Last checked 9/6/2026.
Source: Google News aggregated headlines
Charges / Loans
- Total open charges of ₹40 Cr, comprising two charges of ₹20 Cr each registered on 25 Sep 2025 and 22 Sep 2025 respectively (charge-holder/lender identity not disclosed in free-tier data - shown only as generic "Others")
- SOURCE CONFLICT: Tofler's dedicated charges-tab page for the same CIN instead states "the company has no registered charges" as of its last data pull - flagging this conflict rather than silently picking one side; the 2-source agreement is treated as the more likely current state, but this should be independently re-verified against the MCA charge index before publishing as a hard fact
Legal (Indian Kanoon)
- Partial - Indian Kanoon lists 5 Delhi High Court matters involving Urban Money Private Limited, all against the Registrar of Trade Marks, all coded C.A.(COMM.IPD-TM) / connected IA numbers (i.e., commercial IP-division trademark appeal/registration matters, not consumer-dispute or default/recovery litigation): (1) C.A.(COMM.IPD-TM) 48/2026, dated 23 Jul 2026, Justice Jyoti Singh
- (2) CAV 323/2025 & I.A. 20946-20948/2025, dated 27 Aug 2025, Justice Manmeet Pritam Singh Arora
- (3) C.A.(COMM.IPD-TM) 23/2026, dated 30 Apr 2026, Justice Jyoti Singh
- (4) I.A. 20946/2025, CAV 323/2025, dated 11 Dec 2025, Justice Manmeet Pritam Singh Arora
- (5) I.A. 20946/2025 & I.A. 10637/2026, dated 20 Apr 2026, Justice Jyoti Singh
- Counsel appearing in most: Aayushmaan Gauba, Gunjan Chhabra
- This appears to be ordinary trademark-registration/appeal activity rather than adverse litigation, but full case content was not read in depth
Competitors
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