Company Intelligence Profile
Urban Money Private Limited
Urban Money Private Limited operates as "Urban Money" (formerly known in the group as Square Capital), a digital fintech loan-aggregation and advisory platform.
CIN: U74140DL2014PTC403932Active (confirmed - Tofler, TheCompanyCheck)RoC Delhi (confirmed - Tofler, TheCompanyCheck)Confidence: medium
AI OverviewGenerated from public records
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
Company Identity
Confirmed| Registered name | Urban Money Private Limited |
|---|---|
| CIN | U74140DL2014PTC403932 |
| PAN | AAUCS9133P (source: Tofler only - partial, not cross-confirmed by a second source) |
| Status | Active (confirmed - Tofler, TheCompanyCheck) |
| Listing | Unlisted / not listed on any stock exchange (private limited company) |
| Incorporated | 11 September 2014 (confirmed - Tofler, TheCompanyCheck) |
| ROC | RoC Delhi (confirmed - Tofler, TheCompanyCheck) |
| Sector (NIC) | NIC/CIN activity code 74140 - "Other business activities" bracket (Internet/Online Financial Services per TheCompanyCheck classification); operates as a fintech loan/credit-product aggregator |
| Registered address | 3-B, Rajindra Park, Pusa Road, near Rajendra Place Metro Station Gate No. 4, Old Rajinder Nagar, Rajender Nagar, Central Delhi, New Delhi, Delhi 110060 (confirmed - Tofler, TheCompanyCheck). Note: the operational/corporate address per the live urbanmoney.com website footer is 1st Floor, Tower A, M3M Urbana Business Park, Sector 67, Gurugram, Haryana 122001 - this is a business/branch address, not the MCA-registered address. |
| Authorized capital | ₹20,00,000 (₹20 Lakh) (confirmed - Tofler, TheCompanyCheck) |
| Paid-up capital | ₹1,00,000 (₹1 Lakh) (confirmed - Tofler, TheCompanyCheck) |
Business Overview
Confirmed- Urban Money Private Limited operates as "Urban Money" (formerly known in the group as Square Capital), a digital fintech loan-aggregation and advisory platform
- Per its own website it positions itself as "One Fintech for all Banking and Finance Services," offering home loans, personal loans, business loans, loan against property, car/used-car/two-wheeler/commercial-vehicle loans, education loans, credit cards, and free CIBIL credit score checks, aggregating offers across 100+ banking/NBFC partners
- Company-stated scale metrics (from urbanmoney.com, unverified/self-reported): 5.8 Lakh+ customers annually, 150+ cities covered, 587+ branches, and Rs 61,000 Cr+ disbursed annually
- It is the lending/fintech arm of the Square Yards group (source: urbanmoney.com footer "Group Company" listing and TheCompanyCheck/Falconebiz director-network mapping)
Directors
ConfirmedConfirmed (Tofler, Falconebiz, TheCompanyCheck) - 4 current directors: (1) Kanika Gupta, DIN 05272549, director since 23 Jun 2016; (2) Piyush Bothra, DIN 06886730, director since 23 Jun 2016; (3) Amit Prakash Singh, DIN 07557451, director since 03 Sep 2021; (4) Indrajit Sidhanta, DIN 07130365, director since 23 Mar 2015. No past/resigned directors were surfaced in the free-tier data. DIN-to-name pairing is confirmed by Tofler; tenure/appointment dates by Falconebiz.
Financials
Partial / conflicting- Partial/confirmed for revenue only, FY2024-25 (year ended March 2025), standalone MCA-filed figures: Revenue ~₹684.52 Cr, up 58.89% YoY (Falconebiz states ₹684.52 Cr precisely
- Tofler independently states a ₹500-750 Cr operating-revenue range with the identical 58.89% YoY growth figure, corroborating the Falconebiz number - treated as confirmed by 2 sources)
- Other Tofler-disclosed ratios for FY25: Operating Margin 1.88%, Net Profit Margin 2.34% (implying PAT roughly ₹15-16 Cr if margin is applied to the ~₹684 Cr revenue base, but this is a derived estimate, not a stated PAT figure - not obtained as a hard number), ROCE 252.53%, Debt-to-Equity -0.29, Borrowings +21.41% YoY, Assets +55.65% YoY
- EBITDA, exact PAT, and net worth are paywalled on both Tofler and TheCompanyCheck ("Pro subscription required") and are therefore not obtained
- No basis to state consolidated vs standalone beyond "standalone MCA filing" assumption typical of these platforms
Charges / Loans
Partial / conflicting- Confirmed by 2 sources (Falconebiz, TheCompanyCheck): Total open charges of ₹40 Cr, comprising two charges of ₹20 Cr each registered on 25 Sep 2025 and 22 Sep 2025 respectively (charge-holder/lender identity not disclosed in free-tier data - shown only as generic "Others")
- SOURCE CONFLICT: Tofler's dedicated charges-tab page for the same CIN instead states "the company has no registered charges" as of its last data pull - flagging this conflict rather than silently picking one side
- the 2-source agreement (Falconebiz + TheCompanyCheck) is treated as the more likely current state, but this should be independently re-verified against the MCA charge index before publishing as a hard fact
Legal (Indian Kanoon)
Partial / conflicting- Partial - Indian Kanoon lists 5 Delhi High Court matters involving Urban Money Private Limited, all against the Registrar of Trade Marks, all coded C.A.(COMM.IPD-TM) / connected IA numbers (i.e., commercial IP-division trademark appeal/registration matters, not consumer-dispute or default/recovery litigation): (1) C.A.(COMM.IPD-TM) 48/2026, dated 23 Jul 2026, Justice Jyoti Singh
- (2) CAV 323/2025 & I.A
- 20946-20948/2025, dated 27 Aug 2025, Justice Manmeet Pritam Singh Arora
- (3) C.A.(COMM.IPD-TM) 23/2026, dated 30 Apr 2026, Justice Jyoti Singh
- (4) I.A
- 20946/2025, CAV 323/2025, dated 11 Dec 2025, Justice Manmeet Pritam Singh Arora
- (5) I.A
- 20946/2025 & I.A
- 10637/2026, dated 20 Apr 2026, Justice Jyoti Singh
- Counsel appearing in most: Aayushmaan Gauba, Gunjan Chhabra
- This appears to be ordinary trademark-registration/appeal activity rather than adverse litigation, but full case content was not read in depth
Competitors
Partial / conflicting- Digital loan-aggregation/fintech-advisory peers in the Indian market (general-knowledge, not source-verified per company): BankBazaar (large, well-funded, broad multi-product aggregator), Paisabazaar/PB Fintech group (large, listed-group-backed, market leader scale), Wishfin (mid-size aggregator), MyMoneyMantra (mid-size, loans+cards focus), CreditMantri (mid-size, credit-score-led lead gen), Loanadda/Andromeda-type DSA networks (varies, offline-heavy)
- Urban Money's own positioning (100+ bank partners, 587+ branches, ~5.8 Lakh customers/yr per its site) suggests a mid-to-large scale versus this peer set, but that self-reported scale was not independently verified
Frequently Asked Questions
What does Urban Money Private Limited do?
Urban Money Private Limited operates as "Urban Money" (formerly known in the group as Square Capital), a digital fintech loan-aggregation and advisory platform.
What is the CIN of Urban Money Private Limited?
The Corporate Identification Number (CIN) of Urban Money Private Limited is U74140DL2014PTC403932.
Where is Urban Money Private Limited registered?
Urban Money Private Limited is registered with RoC Delhi (confirmed - Tofler, TheCompanyCheck). Registered address: 3-B, Rajindra Park, Pusa Road, near Rajendra Place Metro Station Gate No.
When was Urban Money Private Limited incorporated?
Urban Money Private Limited was incorporated on 11 September 2014 (confirmed - Tofler, TheCompanyCheck).
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