Disclosures

About Recur Club

Recur Club is operated by Recur Club Private Limited, a company incorporated under the Companies Act, 2013, with its registered office in Gurugram, Haryana, India. Recur Club operates as an AI-native debt marketplace platform, connecting businesses with lending partners for non-dilutive debt financing solutions.

Nature of Services

Recur Club acts as a technology-driven marketplace and advisory platform. We do not directly lend or provide credit. Important disclosures regarding our services:

• Recur Club is not a bank, NBFC, or any type of regulated lending institution.
• All loan products displayed on our platform are offered by our registered lending partners, including banks, NBFCs, and other financial institutions regulated by the Reserve Bank of India (RBI) or other applicable regulatory authorities.
• Loan approval, interest rates, terms, and disbursement are solely at the discretion of the respective lending partner.
• Recur Club's role is limited to facilitating introductions, providing advisory services, and assisting with the application process.

Interest Rates and Fees

Interest rates and fees vary based on the lending partner, loan product, borrower profile, and prevailing market conditions:

• Interest rates are determined by the lending partner and may range from 8% to 24% per annum depending on the product and risk profile.
• Processing fees, if applicable, are charged by the lending partner and typically range from 0.5% to 3% of the loan amount.
• Recur Club may charge advisory or facilitation fees, which will be disclosed transparently before engagement.
• All fees and charges will be clearly communicated to you before you commit to any loan product.

Risk Disclosures

• Debt financing involves financial risk. Borrowers should carefully evaluate their ability to service the debt before availing any loan product.
• Failure to repay a loan as per the agreed terms may result in penalties, legal action, and adverse impact on your credit score.
• The information provided on our platform, including loan eligibility estimates and indicative terms, is for informational purposes and does not constitute a commitment or guarantee of financing.
• Past performance or approval rates are not indicative of future outcomes.

Data and Privacy

Recur Club collects, processes, and stores personal and business information in accordance with applicable data protection laws. For full details on how we handle your data, please refer to our Privacy Policy. By using our platform, you consent to the collection and use of your information as described therein.

Grievance Redressal

If you have any complaints or concerns about our services, please visit our Grievance Redressal page or contact us at grievance@recurclub.com. We are committed to resolving all complaints within 15 business days.

Contact Information