Tools/ICICI Bank Business Loan EMI Calculator
ICICI Bank Business Loan EMI Calculator
Estimate your ICICI Bank business loan EMI at indicative rates of 12.25%-17% p.a. - then compare real offers from 125+ lenders.
Loan Configuration
Save up to ₹2,16,292
Recur Club founders typically secure rates ~2.5% lower than market average. Indicative savings over full tenure.
Monthly EMI
₹1,70,888
Principal
₹50 Lakh
Total Interest
₹11.5 Lakh
125+ lenders. Termsheet in 48h. Zero equity dilution.
ICICI Bank business loan rates at a glance
ICICI Bank offers business loans, working capital finance, and GST-based lending programmes. ICICI business loan rates typically range from about 12.25% to 17% p.a., with the exact rate driven by your financials, banking history, and whether the facility is secured.
ICICI's InstaBIZ platform makes eligibility checks and applications largely digital. Use this calculator to estimate your ICICI business loan EMI and check what loan size your cash flow can support - then compare real offers from 125+ lenders through Recur Club.
Explore Working Capital LoansICICI Bank business loan - key details
Interest rate (indicative)
12.25% to 17% p.a. - your exact rate depends on turnover, vintage, credit score, and collateral. Rates change with RBI policy; treat these as indicative, not quotes.
Processing fee
Typically up to 2% of the loan amount, charged upfront at disbursal.
Collateral-free limit
Generally up to ₹2 crore for eligible businesses.
Tenure
Usually 12 to 84 months for business loans; longer for secured term loans.
How to use this ICICI Bank EMI calculator
- 1
Set the loan amount you plan to borrow with the first slider.
- 2
Set the interest rate - ICICI Bank's business loan rates are typically 12.25% to 17% p.a. Start with the middle of the band if you're unsure.
- 3
Pick your tenure. A longer tenure lowers the EMI but increases total interest paid.
- 4
Read your monthly EMI, total interest, and total repayment - results update instantly.
- 5
Click "Unlock - Get Exact Terms" to see what 125+ lenders (banks and NBFCs) would actually offer your business.
Why borrowers compare ICICI Bank with other lenders
Digital-first lending
InstaBIZ enables GST-based programme lending with minimal paperwork for eligible businesses.
Collateral-free up to ₹2 crore
Eligible businesses can access unsecured facilities up to ₹2 crore under CGTMSE-backed programmes.
One application, 125+ lenders
Through Recur Club, ICICI Bank competes with 125+ other banks and NBFCs on the same application - competition is the most reliable way to improve your rate.
Termsheet in 48 hours
Instead of applying bank by bank, get an indicative termsheet across lenders in 48 hours, collateral-free options included.
