Consolidate Multiple Loans - Into One Simple Line
One application. 125+ lenders compete to fund you. Keep 100% of your equity.
Estimate My Funding
No commitments, no fees.
Trusted by India's Fastest-Growing Companies
Five EMIs, five lenders, five due dates draining your cash
You raised capital as you grew, so now you juggle multiple loans - a working capital line, an overdraft, two term loans, maybe an invoice facility - each with its own rate, tenure, and EMI date pulling cash out at different points in the month.
The stacked repayments cost more than they should, the covenants conflict, and managing them eats time you'd rather spend on the business. One clean line at a better blended rate frees up monthly cash flow.
₹3,000 Cr+ deployed
across 2,000+ companies
Why debt is the right tool to consolidate
Equity should never repay debt
Selling ownership to clear loans is the most expensive refinancing there is. Debt consolidation keeps your cap table untouched.
Your current lenders won't refinance rivals
Individual banks won't buy out a competitor's loan quickly, so you stay stuck with the highest-cost facilities on your books.
Recur Club finds one line to replace many
One application, 125+ lenders competing, collateral-free options, and a termsheet in 48 hours to consolidate your stack.
How much cash is stuck in your receivables?
See the cash locked in your payment cycle - and the funding line that frees it.
Cash stuck in receivables
~₹4 Cr
60 days of revenue waiting to be collected
Indicative working capital line
Up to ₹4.8 Cr
Collateral-free options available
Recommended: Working Capital Loans
How it works
Apply in minutes
Share revenue, GST, bank data, and your existing loan details in one simple application.
Get matched & compare
125+ lenders compete to refinance your stack. You get an indicative termsheet with a blended rate.
One line, one EMI
Accept the terms that fit, complete digital documentation, and consolidate into a single clean facility.
Which product fits this need
Sectors that use this most
Backed by 125+ lending partners
One application. Access to India's leading banks, NBFCs, and funds.
Are you eligible?
If you tick these boxes, you can have an indicative termsheet in your inbox within 48 hours.
Check my fundingFrequently Asked Questions
Turn five EMIs into one - and free up your cash
Estimate your consolidated line in minutes. One application, 125+ lenders, zero equity dilution.