Company Intelligence Profile
Bridgeup Tech Private Limited
BridgeUp Tech is a Mumbai-based fintech infrastructure company describing itself as "the infrastructure between capital and credit" — it connects institutional capital to India's credit markets, targeting trust/verification gaps in lending and receivables financing (source: bridgeup.com).
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
Company Identity
Confirmed| Registered name | Bridgeup Tech Private Limited |
|---|---|
| CIN | U74999MH2021PTC362907 |
| PAN | not obtained |
| Status | Active (per Tofler, as of 16 May 2026; also shown Active on TheCompanyCheck) |
| Listing | Not listed (unlisted private limited company) |
| Incorporated | 29 June 2021 (Tofler, TheCompanyCheck — agree) |
| ROC | RoC Mumbai (Maharashtra) — Tofler labels "Maharashtra", TheCompanyCheck labels "Mumbai"; consistent (RoC-Mumbai covers Maharashtra) |
| Sector (NIC) | NIC/registry category shown as "Business Services" (Tofler) / "Internet, Online Financial Services" (TheCompanyCheck) — actual business is fintech credit-infrastructure (see business_overview). DPIIT-recognised startup (TheCompanyCheck). |
| Registered address | 31/C, 3rd Floor, 32 Raja Bahadur Mansion, Ambalal Doshi Marg, Fort, Mumbai, Maharashtra, India – 400001 (Tofler, TheCompanyCheck agree) |
| Authorized capital | ₹18.00 lakh (Tofler, TheCompanyCheck agree) |
| Paid-up capital | ₹1.67 lakh (Tofler, TheCompanyCheck agree) |
Business Overview
Confirmed- BridgeUp Tech is a Mumbai-based fintech infrastructure company describing itself as "the infrastructure between capital and credit" — it connects institutional capital to India's credit markets, targeting trust/verification gaps in lending and receivables financing (source: bridgeup.com)
- Two products: (1) "Safe Passage" — a patented, event-based payment infrastructure network (likened to a UPI-style rail) for cashflow-based lending, enabling repayment movement across partner banks and supporting trade finance, invoice discounting and fraud detection
- (2) "Fiscus" — an AI-driven loan-underwriting/analysis platform that processes Account Aggregator, GSTN and bank-statement data to produce explainable credit decisions quickly
- Company is DPIIT-recognised as a startup (TheCompanyCheck)
- Contact: contact@bridgeup.com
Directors
Partial / conflicting| Name | DIN | Role | Appointed |
|---|---|---|---|
| Jahangir Jamsheed Panday | 08118813 | Director, appointed 29 Jun 2021 | 29 Jun 2021 |
| Zeus Pheroze Dhanbhoora | 07990337 | Director, appointed 29 Jun 2021 | 29 Jun 2021 |
| Dipen Patel Anil | 06758493 | Director, appointed 24 Dec 2021 | 24 Dec 2021 |
| Darshankumar Naranbhai Patel | 00068650 | Director, appointed 18 Mar 2022 | 18 Mar 2022 |
| Rajesh Jaykumar Doshi | 02156681 | Nominee Director, appointed 18 Mar 2022 DINs sourced from Tofler; not independently cross-verified on a second DIN-showing source Falconebiz profile page could not be located, so treat DINs as partial/single-source. | 18 Mar 2022 |
Financials
Partial / conflictingFY2025 (year ended 31 Mar 2025), standalone (implied — no consolidation disclosed). Absolute rupee figures for revenue/EBITDA/PAT/net worth/borrowings are paywalled ("Tofler Pro" / "locked" on TheCompanyCheck) — only YoY deltas and one absolute figure are visible, and the two aggregators DISAGREE on revenue's YoY move (flagged conflict):
| TheCompanyCheck | Revenue ₹1.7 lakh, described as down ~97% YoY |
|---|---|
| Tofler | Total Revenue change YoY shown as -6.49% |
| Tofler-only deltas | EBITDA -6.6% YoY; PAT +190.59% YoY (direction of improvement, absolute value/sign not disclosed); Net worth -7.96% YoY; Borrowings +47.15% YoY; Total assets +3.46% YoY |
No absolute EBITDA/PAT/net worth/borrowings figures obtained. Given the source conflict on revenue and total absence of absolute values, treat all financials as partial/unconfirmed.
Charges/Loans
ConfirmedTheCompanyCheck: "Bridgeup Tech Private Limited does not have any charges (loans) registered with the Registrar of Companies" — i.e., no open charges found (does not rule out historical/satisfied charges, which TheCompanyCheck's free view would not show).
Competitors
Partial / conflictingCaution/data-trap flag: TheCompanyCheck's auto-generated "competitors" list (AngelList, Infinyte Club, LetsVenture, Tyke, SanchiConnect, BizdateUp) names equity-crowdfunding / angel-investing platforms, which do NOT match BridgeUp's actual described business (credit-infrastructure/embedded-lending rails + AI loan underwriting) — likely a NIC/category misclassification artifact and is NOT reported as a real peer set. Instead, based on BridgeUp's own product description (Safe Passage payment-rail + Fiscus AI underwriting, Account-Aggregator/GSTN-driven credit decisioning), plausible sector peers (inferred from business description, not independently sourced/confirmed as direct competitors) are: Yubi/CredAvenue (debt-market & lending infra, much larger scale), Perfios (bank-statement/AA-based underwriting analytics, larger/established), Finbox (embedded-lending & AA infra, similar early/growth stage), Setu (Pine Labs) (AA and payment-collection rails, larger), M2P Fintech (embedded finance infra, larger), Signzy (KYC/fraud & underwriting AI, similar stage). Scale tags are rough estimates only — none of these are confirmed by a source as an actual named competitor of BridgeUp.
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