Company Intelligence Profile
Icici Lombard General Insurance Company Limited
India's largest private-sector general (non-life) insurer, an ICICI Bank subsidiary offering motor, health, travel, home and commercial insurance.
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
Company Identity
Confirmed| Registered name | Icici Lombard General Insurance Company Limited |
|---|---|
| CIN | L67200MH2000PLC129408 |
| PAN | AAACI7904G |
| Status | Active |
| Listing | Listed (NSE/BSE: ICICIGI) |
| Incorporated | 30 October 2000 |
| ROC | RoC-Mumbai (Maharashtra) |
| Sector (NIC) | General insurance / non-life insurance (Finance - General Insurance); IRDAI Registration No. 115 |
| Registered address | ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivinayak Temple, Prabhadevi, Mumbai, Maharashtra 400025 |
| Authorized capital | Rs 550.0 crore |
| Paid-up capital | Rs 497.9 crore |
Source: MCA registry via tofler.in, falconebiz.com, thecompanycheck.com
Business Overview
Confirmed- India's largest private-sector general insurance company
- Originally a JV between ICICI Bank and Fairfax Financial Holdings (Fairfax fully exited by 2019)
- Product lines span motor, health & personal accident, travel, home, marine, fire and commercial/liability insurance
- Distribution via agents, brokers, bancassurance and digital channels
- Listed on NSE and BSE in September 2017
Source: tofler.in, thecompanycheck.com, company disclosures & trade press
Directors & KMP
Confirmed| Name | DIN | Role | Appointed |
|---|---|---|---|
| Sanjeev Radheyshyam Mantri | 07192264 | 07192264, Managing Director & CEO | - |
| Murali Sivaraman | 01461231 | 01461231, Director/Chairman | - |
| Ved Prakash Chaturvedi | 00030839 | 00030839, Director | - |
| Sandeep Batra | 03620913 | 03620913, Director | - |
| Rakesh Jha | 00042075 | 00042075, Director | - |
| Preeti Reddy | 07248280 | 07248280, Director | - |
| Antony Jacob | 00210724 | 00210724, Director | - |
Source: MCA / DIN records via tofler.in, falconebiz.com
GST Registrations
Confirmed| GSTIN | State | PAN | Status |
|---|---|---|---|
| 27AAACI7904G1ZN | Maharashtra | AAACI7904G | Active |
Primary GSTIN: 27AAACI7904G1ZN (Maharashtra); PAN: AAACI7904G; Active; 37 registrations (ICICI Lombard)
Source: knowyourgst.com, mastersindia.co, findgst.in (GSTIN self-verifying via embedded PAN)
Financials
Partial / conflicting- FY25 (year ended 31 Mar 2025): Gross Direct Premium Income Rs 26,833 crore (up 8.3% YoY)
- Profit Before Tax Rs 3,321 crore
- Profit After Tax Rs 2,508 crore (up 30.7% YoY)
- Return on Average Equity 19.1%
- Combined Ratio 102.8%
- Solvency ratio 2.69x (regulatory minimum 1.50x)
- Net worth/total assets: not obtained precisely (net worth in the ~Rs 13,000-14,000 crore range implied by ROAE but not directly captured)
Source: BSE/NSE filings & annual report; tofler.in, thecompanycheck.com
Loans & Charges
Confirmed- No registered charges (per Tofler)
- As an insurer it raises subordinated debt (rated CRISIL AAA) rather than secured borrowings
Source: MCA charge index via tofler.in, falconebiz.com
Credit Ratings
Confirmed- CRISIL AAA/Stable (subordinated debt)
- AM Best India National Scale Rating aaa.IN (Exceptional), with international financial-strength rating and a positive outlook revision noted
- ICRA rating also on file
Source: CRISIL, ICRA, CARE Edge, India Ratings rating rationales
Legal & Litigation
Confirmed- None specifically found beyond routine insurance-claim litigation ordinary to the sector
- no material adverse case identified in reliable sources
Source: indiankanoon.org; trade press
Key Competitors
ConfirmedLargest private general (non-life) insurer.
- Bajaj Allianz General (GWP ~₹20,000 Cr)
- HDFC ERGO (GWP ~₹19,000 Cr)
- Tata AIG (GWP ~₹15,000 Cr)
- New India Assurance (GWP ~₹40,000 Cr (PSU #1))
- Go Digit (GWP ~₹9,000 Cr; m-cap ~₹30,000 Cr)
Frequently Asked Questions
What does Icici Lombard General Insurance Company Limited do?
What is the CIN of Icici Lombard General Insurance Company Limited?
Where is Icici Lombard General Insurance Company Limited registered?
When was Icici Lombard General Insurance Company Limited incorporated?
Looking for business funding?
Recur Club is India's largest AI-native debt platform - working capital, term loans and structured debt from 150+ lending partners, without diluting equity.