Company Intelligence Profile
Icici Lombard General Insurance Company Limited
India's largest private-sector general (non-life) insurer, an ICICI Bank subsidiary offering motor, health, travel, home and commercial insurance.
Last updated 6 September 2026
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
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Company Identity
Confirmed| Registered name | Icici Lombard General Insurance Company Limited |
|---|---|
| CIN | L67200MH2000PLC129408 |
| PAN | AAACI7904G |
| Status | Active |
| Listing | Listed (NSE/BSE: ICICIGI) |
| Incorporated | 30 October 2000 |
| ROC | RoC-Mumbai (Maharashtra) |
| Sector (NIC) |
|
| Registered address | ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivinayak Temple, Prabhadevi, Mumbai, Maharashtra 400025 |
| Authorized capital | Rs 550.0 crore |
| Paid-up capital | Rs 497.9 crore |
Source: MCA registry via tofler.in, falconebiz.com, thecompanycheck.com
Business Overview
Confirmed- India's largest private-sector general insurance company
- Originally a JV between ICICI Bank and Fairfax Financial Holdings (Fairfax fully exited by 2019)
- Product lines span motor, health & personal accident, travel, home, marine, fire and commercial/liability insurance
- Distribution via agents, brokers, bancassurance and digital channels
- Listed on NSE and BSE in September 2017
Source: tofler.in, thecompanycheck.com, company disclosures & trade press
Directors & KMP
Confirmed| Name | DIN | Role | Appointed |
|---|---|---|---|
| Sanjeev Radheyshyam Mantri | 07192264 | Managing Director & CEO | - |
| Murali Sivaraman | 01461231 | Chairman | - |
| Ved Prakash Chaturvedi | 00030839 | Director | - |
| Sandeep Batra | 03620913 | Director | - |
| Rakesh Jha | 00042075 | Director | - |
| Preeti Reddy | 07248280 | Director | - |
| Antony Jacob | 00210724 | Director | - |
Source: MCA / DIN records via tofler.in, falconebiz.com
GST Registrations
Confirmed| GSTIN | State | PAN | Status |
|---|---|---|---|
| 27AAACI7904G1ZN | Maharashtra | AAACI7904G | Active |
Primary GSTIN: 27AAACI7904G1ZN (Maharashtra); PAN: AAACI7904G; Active; 37 registrations (ICICI Lombard)
Source: knowyourgst.com, mastersindia.co, findgst.in (GSTIN self-verifying via embedded PAN)
Financials
Partial / conflicting- Gross Direct Premium Income Rs 26,833 crore (up 8.3% YoY)
- Profit Before Tax Rs 3,321 crore
- Profit After Tax Rs 2,508 crore (up 30.7% YoY)
- Return on Average Equity 19.1%
- Combined Ratio 102.8%
- Solvency ratio 2.69x (regulatory minimum 1.50x). Net worth/total assets: not obtained precisely (net worth in the ~Rs 13,000-14,000 crore range implied by ROAE but not directly captured)
Source: BSE/NSE filings & annual report; tofler.in, thecompanycheck.com
In the News
ConfirmedICICI Lombard PAT falls 46% to ₹403.17 crore in Q1FY27
scanx.trade · 11 days ago
ICICI Lombard General Insurance Company Ltd. Key Financial Ratios – Valuation, Profitability & More
Value Research · 12 days ago
Markets Rally, But ICICI Lombard Sinks to 52-Week Low in Stock-Specific Sell-Off
MarketsMojo · 13 days ago
ICICI Lombard 52 Week Low Streak: Sector and Fundamentals
Univest · 14 days ago
ICICI Lombard Falls to 52-Week Low of Rs 1543 as Sell-Off Deepens
MarketsMojo · 17 days ago
Headlines about Icici Lombard General Insurance Company Limited reported by third-party publications. Recur Club does not author or endorse this coverage. Last checked 10 days ago.
Source: Google News aggregated headlines
Loans & Charges
Confirmed- No registered charges
- As an insurer it raises subordinated debt (rated CRISIL AAA) rather than secured borrowings
Source: MCA charge index via tofler.in, falconebiz.com
Credit Ratings
Confirmed- CRISIL AAA/Stable (subordinated debt)
- AM Best India National Scale Rating aaa.IN (Exceptional), with international financial-strength rating and a positive outlook revision noted
- ICRA rating also on file
Source: CRISIL, ICRA, CARE Edge, India Ratings rating rationales
Legal & Litigation
ConfirmedNone specifically found beyond routine insurance-claim litigation ordinary to the sector; no material adverse case identified in reliable sources.
Source: indiankanoon.org; trade press
Key Competitors
ConfirmedFrequently Asked Questions
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