Company Intelligence Profile
ICICI Personal Financial Services Limited
A former wholly-owned retail-finance subsidiary of ICICI, incorporated in Chennai in 1997 and amalgamated into ICICI Bank Limited in 2002.
Last updated 4 August 2026
ICICI Personal Financial Services Limited was a wholly-owned retail finance subsidiary of ICICI Limited, incorporated in Chennai on 27 March 1997. In 2002, following approvals from shareholders, the High Courts of Gujarat and Bombay, and the RBI, it was amalgamated into ICICI Bank Limited alongside ICICI Capital Services Limited, consolidating the group's wholesale and retail financing operations into a single banking entity.
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Company Identity
| Registered name | ICICI Personal Financial Services Limited |
|---|---|
| CIN | U65991TN1997PLC037815 |
| PAN | Not available in the public sources reviewed. |
| Status | Amalgamated (merged into ICICI Bank in 2002) |
| Listing | Unlisted (was an unlisted public company) |
| Incorporated | 27 March 1997 |
| ROC | RoC-Chennai |
| Sector (NIC) | Finance / non-banking retail finance (NIC 65991 per CIN); specific NIC description not obtained |
| Registered address | No. 1 Cenotaph Road, Teynampet, Chennai 600018, Tamil Nadu, India |
| Authorized capital | Rs 150 crore |
| Paid-up capital | Not available in the public sources reviewed. |
Source: MCA registry via tofler.in, falconebiz.com, thecompanycheck.com
Business Overview
- ICICI Personal Financial Services Limited (ICICI PFS) was a wholly-owned retail-finance subsidiary of ICICI Limited
- In October 2001 the boards of ICICI and ICICI Bank approved the merger of ICICI and two retail-finance subsidiaries, ICICI Personal Financial Services Limited and ICICI Capital Services Limited, into ICICI Bank
- The scheme was approved by shareholders (Jan 2002), the High Courts of Gujarat and Bombay (Mar-Apr 2002) and the RBI (Apr 2002), integrating the group's wholesale and retail financing/banking operations into ICICI Bank
- The CIN remains on the MCA register but the entity is inactive for e-filing
Source: tofler.in, thecompanycheck.com, company disclosures & trade press
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