Company Intelligence Profile
Regency Fincorp Limited
Small listed (BSE: 540175) Punjab-based NBFC (est. 1993) providing SME working-capital, personal, consumer-durable and women/MSME micro-credit loans.
Last updated 6 September 2026
Regency Fincorp Limited is a Punjab-based non-banking financial company (NBFC) that provides working-capital finance to SMEs, as well as personal and consumer-durable loans. Founded in 1993, it reported revenue of ₹34 crore and a net profit of ₹13 crore for the fiscal year ending March 2026, demonstrating significant year-over-year growth.
Compiled from MCA filings and other public records. Figures may lag the latest filing; verify against the detailed sections below.
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Company Identity
| Registered name | Regency Fincorp Limited |
|---|---|
| CIN | L67120PB1993PLC013169 |
| PAN | AACCR4541A |
| Status | Active |
| Listing | Yes — listed on BSE (scrip code 540175). |
| Incorporated | 29 March 1993 |
| ROC | RoC-Chandigarh |
| Sector (NIC) | NIC 67120 — Financial and Consultancy Services / NBFC (RBI-registered non-deposit-taking, non-systemically-important NBFC) |
| Registered address |
|
| Authorized capital | ₹95.0 crore |
| Paid-up capital |
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Business Overview
- Regency Fincorp Ltd is a listed, RBI-registered non-deposit-taking, non-systemically-important NBFC based in Punjab (incorporated 1993)
- Per its official site (regencyfincorp.co.in) it provides working-capital finance to SMEs, personal loans, and consumer-durable loans (ticket sizes ~₹3,000 to ₹5 lakh)
- Per Screener.in it more recently positions itself as a micro-credit lender focused on underserved/unserved women and MSMEs
- Both descriptions are consistent with a small NBFC diversifying its lending book; treated as complementary, not conflicting
Directors
| Name | DIN | Role | Appointed |
|---|---|---|---|
| Kamal Kumar | 03050458 | Managing Director | 13 Sep 2017 |
Financials
- Latest available (Screener.in, standalone, FY ending March 2026 — most recent): Revenue ₹34 crore
- EBITDA (operating profit) ₹24 crore
- Net Profit (PAT) ₹13 crore
- Net Worth ₹80 crore
- Borrowings ₹156 crore
- Total Assets ₹329 crore
- Shareholding pattern (Jun 2026): Promoters 21.43%, DIIs 1.07%, Public 77.51%, ~5,631 shareholders
- An older data point from Tofler/derivative source shows FY2024 (year ended Mar 2025 filing, per "Balance Sheet Date: 31 March 2025") figures of Revenue ₹15.28 crore, Net Profit ₹1.97 crore, Total Assets ₹147.14 crore, Net Worth ₹50.59 crore — this is an earlier period, not a conflicting duplicate of the same year, and shows steep YoY growth reported at source (+183.5% revenue, +255.3% PAT for that FY)
- Standalone vs consolidated: Screener figures are standalone; no consolidated financials were located separately
In the News
Regency Fincorp to consider NCDs, ESOPs, equity warrants in board meet
scanx.trade · a month ago
Regency Fincorp: ९ सप्टेंबर रोजी बोर्ड मीटिंग; फंड उभारणी आणि शेअर्सबाबत महत्त्वाचे निर्णय
Whalesbook · a month ago
Regency Fincorp: సెప్టెంబర్ 9న కీలక బోర్డు భేటీ.. భారీ నిధుల సేకరణకు ప్లాన్!
Whalesbook · a month ago
Regency Fincorp Issues NCDs Worth Up To 750 Million Rupees On Private Placement Basis
TradingView · a month ago
Regency Fincorp: భారీ జంప్! 170% పెరిగిన ప్రాఫిట్.. రూ. 13.42 కోట్లకు చేరిక
Whalesbook · a month ago
Headlines about Regency Fincorp Limited reported by third-party publications. Recur Club does not author or endorse this coverage. Last checked 29 days ago.
Source: Google News aggregated headlines
Charges / Loans
- Open charges ₹127.89 crore, satisfied charges ₹7.83 crore
- key lenders — "Others" ₹115.14 cr, Axis Bank Ltd ₹10.00 cr, HDFC Bank Ltd ₹2.75 cr. Tofler: total secured loans ~₹33.3 crore across lenders including Catalyst Trusteeship Ltd (₹10.0 cr, May 2025), Axis Bank Ltd (₹10.0 cr, Dec 2024), UC Inclusive Credit Pvt Ltd (₹5.0 cr, Mar 2024), Usha Financial Services Ltd (₹3.0 cr, Sep 2024), Aditya Birla Capital Ltd (₹2.3 cr, Sep 2025), plus 6 smaller charges (~₹3.0 cr)
- Both sources agree Axis Bank Ltd holds a ₹10 crore charge; the aggregate totals otherwise diverge materially and are flagged as unresolved — likely due to different charge-status filters (open vs. open+historical) or data-refresh timing
Competitors
Frequently Asked Questions
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