Company Intelligence Profile
Wizzmoni Financial Services Limited
Wizzmoni Financial Services Limited (brand: Unimoni) — an RBI-authorised foreign-exchange, remittance, travel-money and NBFC-lending company, part of the global Wizz Financial group (formerly Finablr/UAE Exchange).
Last updated 4 August 2026
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
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Company Identity
Confirmed| Registered name | Wizzmoni Financial Services Limited |
|---|---|
| CIN | U85110KA1995PLC018175 |
| PAN | AAACU2040F |
| Status | Active — Public Limited Company (Unlisted) |
| Listing |
|
| Incorporated | 29 June 1995 |
| ROC | RoC-Bangalore (Karnataka) |
| Sector (NIC) | MCA NIC code 85110 |
| Registered address | NG-12 & 13, Manipal Centre, North Block, Dickenson Road, Bangalore, Karnataka 560042 |
| Authorized capital | ₹500 Cr |
| Paid-up capital | ₹156,99,62,320 (approx ₹157 Cr) |
Business Overview
Confirmed- RBI-authorised foreign exchange, outbound money transfer/remittance, travel and forex-card services, plus NBFC lending (loans/AUM), operating consumer-facing under the "Unimoni" brand with a nationwide branch network (~310 branches)
- Part of the global Wizz Financial group (formerly Finablr / UAE Exchange group), a payments & FX platform spanning 170+ countries
- Began India operations in 1991; incorporated 1995
Directors
Confirmed| Name | DIN | Role | Appointed |
|---|---|---|---|
| Krishnan Rajamony | 03635219 | Whole-time Director & CEO | 19 Sep 2011 |
| Dominic Traynor | 09713887 | Director | - |
| Amir Nagammy | 10693203 | Director | - |
| Venkataramani Radhakrishnan | 00829107 | Director | - |
| Anupam Sonal | 11330572 | Director | - |
GST & PAN
Partial / conflicting| GSTIN | State | PAN | Status |
|---|---|---|---|
| 33AAACU2040F1ZZ | Tamil Nadu | AAACU2040F (derived from GSTINs 33AAACU2040F1ZZ / 34AAACU2040F1ZX; PAN embedded in GSTIN — partial, not independently confirmed on a PAN-specific source) | - |
| 34AAACU2040F1ZX | Puducherry | AAACU2040F (derived from GSTINs 33AAACU2040F1ZZ / 34AAACU2040F1ZX; PAN embedded in GSTIN — partial, not independently confirmed on a PAN-specific source) | - |
Home state: Karnataka. PAN AAACU2040F. Confirmed registrations: Tamil Nadu — 33AAACU2040F1ZZ (registered 01 Jul 2017); Puducherry — 34AAACU2040F1ZX (registered 16 Jul 2017) [source: mastersindia.co]. As a multi-branch pan-India forex/NBFC the entity holds many state GSTINs; primary Karnataka GSTIN (29AAACU2040F1Z_) exact check-digit not obtained. Total number of registrations: not obtained.
Financials
Confirmed- Standalone: FY25 — Total Income ₹192.68 Cr, PAT ₹9.32 Cr, Net Worth ₹322.66 Cr, Total Assets ₹562.13 Cr. FY24 — Total Income ₹208.44 Cr, PAT ₹30.98 Cr, Net Worth ₹316.28 Cr, Total Assets ₹474.48 Cr. AUM ₹377.90 Cr as of 30 Sep 2025
- PAT fell ~70% YoY FY24->FY25
- GNPA improved from 3.49% (FY24) to ~0%
- EBITDA: not separately disclosed
Charges & Loans
ConfirmedOpen charges ₹298.98 Cr; satisfied charges ₹1,270.23 Cr. Principal charge-holders / lenders include City Union Bank Limited and Yes Bank Limited, among others.
Credit Ratings
Confirmed- Acuité Ratings & Research: ACUITE BBB / Stable (6 Mar 2026) on ₹350 Cr total — ₹300 Cr bank facilities (₹200 Cr assigned + ₹100 Cr reaffirmed) and ₹50 Cr Non-Convertible Debentures
- Historically rated by CARE Ratings (press releases 2020 & 2021 under the "Unimoni Financial Services Limited (Erstwhile UAE Exchange & Financial Services)" name); current CARE grade not obtained
Competitors
Partial / conflictingFrequently Asked Questions
What does Wizzmoni Financial Services Limited do?
What is the CIN of Wizzmoni Financial Services Limited?
Where is Wizzmoni Financial Services Limited registered?
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