Company Intelligence Profile
Perfios Software Solutions Private Limited
Perfios Software Solutions Pvt Ltd (brand: Perfios; parent of the Karza brand since a 2022 acquisition) is one of India's largest SaaS-based B2B fintech infrastructure companies, providing real-time credit decisioning, bank-statement and tax-statement analysis, income/GST verification, KYC/KYB onboarding automation, f…
Last updated 6 September 2026
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
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Company Identity
Confirmed| Registered name | Perfios Software Solutions Private Limited |
|---|---|
| CIN | U72200MH2008PTC404503 |
| PAN | AAECP7093F |
| Status | Active |
| Listing | Unlisted (private company); media reports (BW Disrupt) indicate the company is exploring a future IPO targeting ~$500Mn raise, but no listing has occurred — not obtained (date/timeline) |
| Incorporated | 29 May 2008 |
| ROC | Registrar of Companies, Mumbai (Maharashtra) |
| Sector (NIC) | IT/Computer-related services — Software publishing (NIC: publishing of application software) / listed by TheCompanyCheck under "Financial Services (Diversified Financial Services)" — sources differ on classification tag, both agree on core activity: SaaS-based B2B fintech software (real-time credit decisioning, bank-statement/tax-statement analysis, KYC/onboarding automation, fraud & risk analytics) |
| Registered address | 3rd Floor, ABR Emerald, Plot No. D 8, Street No. 16, MIDC, Andheri East, Mumbai, Maharashtra 400093 |
| Authorized capital | ₹66.05–66.1 Cr (₹660,654,874 approx.) |
| Paid-up capital | ₹63.99–64.0 Cr (₹639,951,898 approx.) |
Business Overview
Confirmed- Perfios Software Solutions Pvt Ltd (brand: Perfios; parent of the Karza brand since a 2022 acquisition) is one of India's largest SaaS-based B2B fintech infrastructure companies, providing real-time credit decisioning, bank-statement and tax-statement analysis, income/GST verification, KYC/KYB onboarding automation, fraud and risk monitoring, and due-diligence analytics to 800+ financial institutions (banks, NBFCs, insurers)
- Headquartered operationally in Bengaluru with registered office in Mumbai
- ~898 employees as of Sep 2025, up ~44% YoY. Auditor: S.R. Batliboi & Associates LLP
Directors
Partial / conflicting| Name | DIN | Role | Appointed |
|---|---|---|---|
| Debasish Chakraborty | 02131142 | Director & Co-founder | 29 May 2008 |
| Velamur Rangachari Govindarajan | 00012771 | Whole-time Director & Co-founder | 29 May 2008 |
| Vishal Vijay Gupta | 01913013 | Director | 22 Dec 2017 |
| Ram Narayanan Colathur | 00211906 | Director | 31 Jan 2020 |
| Rama Subramaniam Gandhi | 03341633 | Director | 31 Jan 2020 |
| Nishant Sharma | 03117012 | Director | 03 Jun 2024 |
| Varun Telaprolu | 09154314 | Director | - |
| Darius Dhunjishaw Vakil | 07483613 | Director | - |
| Nitin Chugh | - | Managing Director | 16 Jun 2026 |
GST Registrations
Partial / conflicting| GSTIN | State | PAN | Status |
|---|---|---|---|
| 29AAECP7093F1Z2 | Karnataka | AAECP7093F (Tofler, direct fetch on this CIN) | Active |
| 27AAECP7093F1Z6 | Maharashtra | AAECP7093F (Tofler, direct fetch on this CIN) | - |
Primary PAN: AAECP7093F (same PAN as confirmed above, linking these GSTINs to the target entity). - 29AAECP7093F1Z2 — Karnataka — Active, Regular taxpayer — registered 01 Jul 2017 — principal place: 5th Floor, Indiqube-HM Vibha Building, Hosur Road, Adugodi, Bengaluru 560030 (source: KnowYourGST individual GSTIN page + Masters India, confirmed) - 27AAECP7093F1Z6 — Maharashtra — (source: KnowYourGST individual GSTIN page, Piceapp; status not independently re-verified beyond listing) - Company is stated to hold GST registrations in 3 states total (per Masters India summary); the third state/number was not obtained. Home state for GST purposes appears to be Karnataka (matches operational HQ) though the registered corporate office (MCA) is in Maharashtra — noting this split rather than treating either as wrong.
Financials
Partial / conflicting- Revenue ₹557.78 Cr
- Net Profit (PAT) ₹57.2 Cr
- Revenue ₹708.65 Cr (~+24% YoY, consistent in magnitude with the FY24 figure above)
- EBITDA and PAT for FY25 were behind a paywall — not obtained. Auditor: S.R. Batliboi & Associates LLP
Tofler (same CIN) separately shows FY24-25 margin ratios only: Net Profit Margin 5.83%, Operating Margin 8.96%, ROE 3.7%, ROCE 8.5%, Debt/Equity 0.05 — absolute EBITDA/net-worth/borrowings figures were paywalled.
Borrowings/charges: total open charges ~₹383 Cr as of late 2025 — Axis Bank ₹170 Cr (31 Jan 2025), HSBC ₹120 Cr (04 Feb 2025), Kotak Mahindra Bank ₹60 Cr (19 Nov 2025), IDFC First Bank ₹33 Cr (25 Aug 2025)
Consolidated group financials (if any) — not obtained.
Funding
Confirmed- 2019: Series B — $50M led by Warburg Pincus LLC affiliate funds and Bessemer Venture Partners.
- Feb 2022: Series C — $70M from existing investors Warburg Pincus and Bessemer Venture Partners.
- Sep 2023: Series D — $229M led by Kedaara Capital (>3/4 of round was secondary sale); post-money valuation reported >$900M (~$1.2Bn / ₹10,000 Cr cited elsewhere, likely a later/blended figure — treat as approximate, not fully reconciled across sources).
- Cumulative: reported total raised ~$435M across ~15 rounds from ~32 investors (aggregator figure, not independently reconciled round-by-round) — partial confidence.
Use Tracxn only for round-name/count confirmation per instructions; core amounts above are corroborated by primary press (TechCrunch/Business Standard).
In the News
ConfirmedPerfios Software Number of Employees 2026 | Employee Count & Headcount Data
Revelio Labs · 3 months ago
Headlines about Perfios Software Solutions Private Limited reported by third-party publications. Recur Club does not author or endorse this coverage. Last checked 14 days ago.
Source: Google News aggregated headlines
Charges/Loans
ConfirmedSee financials field for the itemized bank-charge list (Axis, HSBC, Kotak Mahindra, IDFC First; total ~₹383 Cr open, ~₹150 Cr satisfied).
Competitors
Partial / conflictingFrequently Asked Questions
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